Carteret County property record for 418 Cape Emerald Loop, Emerald Isle, NC 28594 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 3,087 sqft · built 2022 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (May 2018) |
| Tax Bill | $5,781 (2025) |
| Deeds & Mortgages | Aug 2021 Construction Loan May 2018 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 5373.12.97.6232000 |
| Primary APN | 5373.12.97.6232000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 3 Stories |
| Building Area | 3,087 sqft Heated Area |
| Gross Area | 1,882 sqft |
| Utility Area | 36 sqft |
| Utility Room | Utility Room |
| Elevator | Elevator |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Pile |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 193 ft deep x 80 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
|---|---|
| Deck Area | 14 sqft |
| Utility Building | 14 sqft |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 50129 |
|---|---|
| Street Address | 418 CAPE EMERALD LOOP |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L10 BE PT2 CAPE EMERALD |
| Legal Subdivision | CAPE EMERALD |
| Legal Block | E |
| Legal Lot Number | 10,2 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 970904 |
Source: Carteret County records · APN 5373.12.97.6232000
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4400 YADKIN DR, RALEIGH, NC 27609-5567 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 27, 2021 | Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| May 04, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Dec 12, 2017 | Warranty Deed, Transfer · Commercial Mortgage SOUND BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 04, 2018 · Amount on Record |
| Deed Sale | May 04, 2018 · Amount on Record |
| Prior Sale | Dec 12, 2017 · Amount on Record |
| Deed Document Number | 0001607169 |
| Deed Book / Page | 1607 / 169 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 418 CAPE EMERALD LOOP, EMERALD ISLE, NC 28594 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0017360209 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 1736/209 |
| Instrument | 1736209 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | HERMITAGE, PA 16148 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Sep 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | May 04, 2018 |
| Property Address | 418 CAPE EMERALD LOOP, EMERALD ISLE, NC 28594 |
| Document Number | 0016070169 |
| Book / Page | 001607 / 000169 |
| Instrument Date | May 04, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $550.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4400 YADKIN DR RALEIGH NC 276095567, RALEIGH, NC 27609-5567 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Dec 12, 2017 |
| Property Address | 418 CAPE EMERALD LOOP, EMERALD ISLE, NC 28594 |
| Document Number | 0015940492 |
| Book / Page | 1594 / 492 |
| Map Reference | MB24 PG90&91 |
| Instrument Date | Dec 05, 2017 |
| Instrument | 1594492 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 612 CHAMBERLAIN ST, 612, RALEIGH, NC 27607-7318 |
| Name | Verified Name |
|---|---|
| Address | 406 REDFISH CT, EMERALD ISLE, NC 28594-2108 |
| Document Number | 1594493 |
|---|---|
| Date | Dec 12, 2017 |
| Instrument | 1594493 |
| Name | SOUND BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Carteret County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,781.00 (+253.15%) | $1,620,696 (+146.9%) Land $621,698 Building $998,998 | $1,620,696 (+146.9%) Land $621,698 Building $998,998 |
| 2023 | $656,405 Land $310,528 Building $345,877 | $656,405 Land $310,528 Building $345,877 | |
| 2022 | $1,637.00 |
Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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