Carteret County property record for 412 Cape Emerald Loop, Emerald Isle, NC 28594
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,240 sqft · built 2004 |
| Lot Size | 0.311 acres (13,547 sqft) |
| Owner | Individual Name on File |
| Last Sale | $330,000 (Mar 2006) |
| Tax Bill | $4,468 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 5373.12.97.8351000 |
| Primary APN | 5373.12.97.8351000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,240 sqft Heated Area |
| Gross Area | 1,750 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Contemporary |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 13,547 sqft (0.311 acres) |
| Lot Dimensions | 182 ft deep x 75 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 210 sqft |
| Deck Area | 42 sqft |
| Patio Area | 140 sqft |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 25386 |
|---|---|
| Street Address | 412 CAPE EMERALD LOOP |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594-1810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L7 BE PT2 CAPE EMERALD |
| Legal Subdivision | CAPE EMERALD |
| Legal Block | 97 |
| Legal Lot Number | 7,2 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 970904 |
412 Cape Emerald Loop is owned and occupied by an individual who bought it in March 2006.
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 412 CAPE EMERALD LOOP, EMERALD ISLE, NC 28594-1810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2006 · Amount on File |
| Deed Sale | Mar 9, 2006 · Amount on File |
| Deed Document Number | 20061161140 |
| Deed Book / Page | 1161 / 140 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 412 Cape Emerald Loop was $4,468.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,222,964 (-) Land $631,886 Building $591,078 | $1,222,964 (-) Land $631,886 Building $591,078 | |
| 2025 | $4,468.00 | $1,222,964 Land $631,886 Building $591,078 | $1,222,964 Land $631,886 Building $591,078 |
| 2023 | $599,909 Land $291,600 Building $308,309 | $599,909 Land $291,600 Building $308,309 | |
| 2022 | $3,189.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 412 Cape Emerald Loop in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 604 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1,140 units insured incl. 536 condo units |
| Nearby Flood Claims | 86 (1996–2024) |
| Claims Outside the SFHA | 27 of 86 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 412 Cape Emerald Loop is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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