4239 Lower Jersey Rd, Covington, GA 30014 Property Records

Walton County property record for 4239 Lower Jersey Rd, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,218 sqft · built 2005
Lot Size	22.5 acres (981,407 sqft)
Owner	Individual Name on File
Last Sale	$232,100 (Jul 2004)
Tax Bill	$6,643 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C0660-116`

Property Details

APN / Parcel Number

Primary APN	`C0660-116`
Alternative APN	`5314`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	4,218 sqft Heated Area
1st Floor Area	2,803 sqft
Basement Area	4,877 sqft
Unfinished Basement	4,877 sqft
Utility Room	Utility Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2008
Exterior Material	Stone
Construction Type	Stone
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Other
Lot Area	981,407 sqft (22.5 acres)
Terrain	Rolling
Garage Area	1,150 sqft

Exterior Amenities

Pool Area	940 sqft
Porch	Slab
Porch Area	405 sqft
Deck Area	346 sqft
Patio Area	346 sqft
Canopy	138 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	5314
Street Address	4239 LOWER JERSEY RD
City	COVINGTON
State	GA
Zip	30014-0628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1 WP2
Legal Description	22.53AC
Jurisdiction	WALTON GA
Township / Civil Division	JERSEY
Census Block Group	2
Census Block	2020
Census Tract	110602

Owner

4239 Lower Jersey Rd is owned and occupied by an individual who bought it in July 2004.

Source: Walton County records, as of June 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4239 LOWER JERSEY RD, COVINGTON, GA 30014-0628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2004 · Amount on File
Deed Sale	Jul 21, 2004 · Amount on File
Prior Sale	May 23, 2003 · Amount on File
Deed Book / Page	2005 / 268
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	4239 LOWER JERSEY RD, COVINGTON, GA 30014-0628
Document Number	0040570491
Book / Page	004057 / 000491
Instrument Date	Apr 7, 2017
Transaction Type	Mortgage
Record Updated	May 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4239 LOWER JERSEY RD COVINGTON GA 300140628, COVINGTON, GA 30014-0628

Mortgage

Document Number	0040570491
Date	Apr 18, 2017
Book Page	004057/000491

Lender

Name	PERSONS BKNG CO
Address	CONYERS, GA 30013

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 17, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4239 Lower Jersey Rd was $6,643 with exemptions applied, up 10.2% from the year before.

Source: Walton County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,643.00 (+10.18%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$510,020 (+3.05%) Land $104,640 Building $405,380	$1,275,050 (+3.05%) Land $261,600 Building $1,013,450
2024	$6,029.00 (+2.1%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$494,940 (+3.94%) Land $104,640 Building $390,300	$1,237,350 (+3.94%) Land $261,600 Building $975,750
2023	$5,905.00 (-59.13%) Homeowner's exemption	$476,180 (+10.21%) Land $99,360 Building $376,820	$1,190,450 (+10.21%) Land $248,400 Building $942,050
2022	$14,448.00 Homeowner's exemption	$432,060 Land $92,960 Building $339,100	$1,080,150 Land $232,400 Building $847,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4239 Lower Jersey Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4239 Lower Jersey Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: AT&T, Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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