4101 Lower Jersey Rd, Covington, GA 30014 Property Records

Walton County property record for 4101 Lower Jersey Rd, Covington, GA 30014

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,803 sqft · built 2020
Lot Size10 acres (435,600 sqft)
Owner2 Individual Names on File
Last Sale$719,200 (Feb 2021)
Tax Bill$8,207 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC0660-095-G

Property Details

APN / Parcel Number

Primary APNC0660-095-G
Alternative APN
  • 40178

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,803 sqft Heated Area
1st Floor Area2,440 sqft
Basement Area2,440 sqft
Unfinished Basement2,440 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialFiber Cement Siding
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area435,600 sqft (10 acres)
TerrainLow
Garage Area484 sqft
PorchSlab
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number40178
Street Address4101 LOWER JERSEY RD
CityCOVINGTON
StateGA
Zip30014-0628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2 WP2
Legal DescriptionTR#6 10.00AC
Legal Tract6
JurisdictionWALTON GA
Township / Civil DivisionJERSEY
Census Block Group2
Census Block2022
Census Tract110602

Owner

4101 Lower Jersey Rd is owned and occupied by two individuals who bought it in February 2021.

Source: Walton County records, as of March 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4101 LOWER JERSEY RD, COVINGTON, GA 30014-0628
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 19, 2021 · Amount on File
Deed SaleFeb 19, 2021 · Amount on File
Deed Document Number2021845
Deed Book / Page4797 / 78
Record UpdatedSep 20, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON GA
Recording DateFeb 19, 2021
Property Address4101 LOWER JERSEY RD, COVINGTON, GA 30014-0628
Document Number0047970078
Book / Page4797 / 78
Instrument DateFeb 19, 2021
Instrument2021-000845
Transaction TypeTransfer
Record UpdatedAug 4, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4101 LOWER JERSEY RD, COVINGTON, GA 30014-0628

Mortgage

Document Number0047970000000079
DateFeb 24, 2021
Book Page0000004797/0000000079
Instrument2021003337
Lender
NamePROSPERITY HOME MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4101 Lower Jersey Rd was $8,207 with a homeowner's exemption.

Source: Walton County assessment roll, as of March 5, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyWalton County
MunicipalityJersey City
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,207.00 Homeowner's exemption$294,360 Land $76,320 Building $218,040$735,900 Land $190,800 Building $545,100
2023$7,853.00 (-2.73%) Homeowner's exemption$273,760 (+13.39%) Land $72,440 Building $201,320$684,400 (+13.39%) Land $181,100 Building $503,300
2022$8,073.00 Homeowner's exemption$241,440 Land $67,760 Building $173,680$603,600 Land $169,400 Building $434,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4101 Lower Jersey Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4101 Lower Jersey Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Spectrum
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lower Jersey Rd

Nearby Streets

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