4230 Lower Jersey Rd, Covington, GA 30014 Property Records

Walton County property record for 4230 Lower Jersey Rd, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,680 sqft · built 2022
Lot Size	2.19 acres (95,396 sqft)
Owner	Individual Name on File
Last Sale	$372,000 (Jun 2023)
Tax Bill	$2,240 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C0660-122-C`

Property Details

APN / Parcel Number

Primary APN	`C0660-122-C`
Alternative APN	`40202`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,680 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	95,396 sqft (2.19 acres)
Garage Area	540 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	40202
Street Address	4230 LOWER JERSEY RD
City	COVINGTON
State	GA
Zip	30014-0624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2 WP2
Legal Description	TR#2 2.19AC
Legal Subdivision	TRACT 2
Legal Tract	2
Jurisdiction	WALTON GA
Township / Civil Division	JERSEY
Census Block Group	2
Census Block	2032
Census Tract	110602

Owner

4230 Lower Jersey Rd is owned and occupied by an individual who bought it in June 2023.

Source: Walton County records, as of March 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4230 LOWER JERSEY RD, COVINGTON, GA 30014-0624
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · Commercial Mortgage UNITED BANK
Jun 8, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE
Jan 16, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2023 · Amount on File
Deed Sale	Jun 8, 2023 · Amount on File
Prior Sale	Jan 15, 2020 · Amount on File
Deed Document Number	0005320471
Deed Book / Page	5320 / 471
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	4230 LOWER JERSEY RD, COVINGTON, GA 30014-0624
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4230 LOWER JERSEY RD

Mortgage

Document Number	0052370000000109
Date	Nov 14, 2022
Book Page	0000005237/0000000109
Instrument	2022016861

Lender

Name	UNITED BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2023

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON GA
Recording Date	Jun 8, 2023
Property Address	4230 LOWER JERSEY RD, COVINGTON, GA 30014-0624
Document Number	0053200471
Book / Page	5320 / 471
Instrument Date	Jun 8, 2023
Instrument	2023-002081
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.72
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 AVERY DR, COVINGTON, GA 30016-8516

Mortgage

Document Number	2023005854
Date	Jun 8, 2023
Instrument	2023005854

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2053

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON GA
Recording Date	Jan 16, 2020
Property Address	4230 LOWER JERSEY RD, COVINGTON, GA 30014
Document Number	0045200405
Book / Page	004520 / 000405
Instrument Date	Jan 15, 2020
Instrument	593
Transaction Type	Transfer
Record Updated	Jan 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$34.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4230 LOWER JERSEY RD COVINGTON GA 30014, COVINGTON, GA 30014

Tax Assessment & Valuation

The 2025 property tax bill for 4230 Lower Jersey Rd was $2,240 with exemptions applied.

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,240.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$163,680 Land $32,040 Building $131,640	$409,200 Land $80,100 Building $329,100
2023	$2,363.00 (+216.76%)	$77,920 (+249.1%) Land $25,480 Building $52,440	$194,800 (+249.1%) Land $63,700 Building $131,100
2022	$746.00	$22,320 Land $22,320	$55,800 Land $55,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4230 Lower Jersey Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4230 Lower Jersey Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: AT&T, Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Lower Jersey Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures