Frederick County property record for 4238 Lafayette St, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,944 sqft · built 1990 |
| Lot Size | 1.95 acres (84,942 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $465,000 (Dec 2015) |
| Tax Bill | $7,273 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-198876 |
| Primary APN | 07-198876 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,944 sqft Living Area |
| 1st Floor Area | 1,640 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 84,942 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 224 sqft |
| Deck Area | 60 sqft |
| Shed | 1 Shed |
| Shed Area | 286 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 198876 |
|---|---|
| Street Address | 4238 LAFAYETTE ST |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7776 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 22-A PLAT 1 1.95 ACRE KIDWILER PARK |
| Legal Subdivision | KIDWILER PARK |
| Legal Lot Number | 22A |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 752206 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4238 LAFAYETTE ST, FREDERICK, MD 21704-7776 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2015 · Amount on Record |
| Deed Sale | Dec 22, 2015 · Amount on Record |
| Prior Sale | Feb 3, 1987 · Amount on Record |
| Deed Book / Page | 10913 / 233 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4238 LAFAYETTE ST, FREDERICK, MD 21704-7776 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4238 LAFAYETTE ST, FREDERICK, MD 21704-7776 |
| Document Number | 0158190162 |
|---|---|
| Date | Mar 29, 2022 |
| Book Page | 15819/162 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 478 Months |
| Due | Jan 15, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4238 LAFAYETTE ST, FREDERICK, MD 21704-7776 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2021 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO |
| Name | Verified Name |
|---|---|
| Address | 4238 LAFAYETTE ST, FREDERICK, MD 21704-7776 |
| Document Number | 0153050341 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 15305/341 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2041 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $621,100 (+21.48%) | $659,100 (+20.91%) Land $227,600 Building $431,500 | |
| 2025 | $7,273.00 (+18.45%) | ||
| 2023 | $6,140.00 | $511,267 | $545,100 Land $177,100 Building $368,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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