Frederick County property record for 4225 Lafayette St, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 5.5 ba · 5,912 sqft · built 2013 |
| Lot Size | 1.08 acres (47,480 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,100,000 (Nov 2022) |
| Tax Bill | $10,476 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-205384 |
| Primary APN | 07-205384 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,912 sqft Living Area |
| Gross Area | 6,952 sqft |
| 1st Floor Area | 2,516 sqft |
| Basement Area | 1,500 sqft |
| Finished Basement | 1,500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 47,480 sqft |
| Garage Type | Attached |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 400 sqft |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 205384 |
|---|---|
| Street Address | 4225 LAFAYETTE ST |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 6R PLAT 1 1.09 ACRES KIDWILER PARK |
| Legal Subdivision | KIDWILER PARK #1 |
| Legal Block | 20 |
| Legal Lot Number | 6R |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 752206 |
4225 Lafayette St is owned and occupied by two individuals who bought it in November 2022.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4225 LAFAYETTE ST, FREDERICK, MD 21704-7762 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 30, 2022 | Deed, Transfer · Conventional Mortgage SHORE UNITED BANK NA |
| Jun 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2022 · Amount on File |
| Deed Sale | Nov 30, 2022 · Amount on File |
| Prior Sale | Apr 20, 2012 · Amount on File |
| Deed Book / Page | 16240 / 482 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Nov 30, 2022 |
| Property Address | 4225 LAFAYETTE ST, FREDERICK, MD 21704-7762 |
| Document Number | 0162400482 |
| Book / Page | 16240 / 482 |
| Map Reference | MB 81 PG 135 |
| Instrument Date | Nov 18, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2022 |
| Title Company | NOT AVAILABLE, FRIENDS TITLE & ESCROW CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4225 LAFAYETTE ST, FREDERICK, MD 21704-7762 |
| Document Number | 0016240487 |
|---|---|
| Date | Nov 30, 2022 |
| Instrument | 16240/487 |
| Name | SHORE UNITED BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Dec 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 4.87% |
| Max Rate At Change | 9.87% |
| Index | 1-Year T-Bill |
| Max Rate | 9.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4225 LAFAYETTE ST, FREDERICK, MD 21704-7762 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 4225 LAFAYETTE ST, FREDERICK, MD 21704-7762 |
| Document Number | 0150050021 |
|---|---|
| Date | Jun 22, 2021 |
| Book Page | 15005/21 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2036 |
The 2025 property tax bill for 4225 Lafayette St was $10,476.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $931,267 | $1,012,400 Land $206,900 Building $805,500 | |
| 2025 | $10,476.00 | ||
| 2023 | $8,274.00 | $698,533 | $769,000 Land $159,900 Building $609,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4225 Lafayette St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4225 Lafayette St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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