Frederick County property record for 4227 Lafayette St, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,756 sqft · built 2009 |
| Lot Size | 1.26 acres (54,886 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $635,000 (Feb 2016) |
| Tax Bill | $7,168 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-205406 |
| Primary APN | 07-205406 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,756 sqft Living Area |
| Gross Area | 4,304 sqft |
| 1st Floor Area | 2,343 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 54,886 sqft |
| Garage Type | Attached |
| Garage Area | 548 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 874 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 21 sqft |
| Deck Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 205406 |
|---|---|
| Street Address | 4227 LAFAYETTE ST |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 8R PLAT 1 1.26 ACRES KIDWELER PARK |
| Legal Subdivision | KIDWILER PARK #1 |
| Legal Block | 20 |
| Legal Lot Number | 8R |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 752206 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4227 LAFAYETTE ST, FREDERICK, MD 21704-7762 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 27, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2016 · Amount on Record |
| Deed Sale | Feb 25, 2016 · Amount on Record |
| Prior Sale | Jan 4, 2010 · Amount on Record |
| Deed Book / Page | 11005 / 149 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4227 LAFAYETTE ST, FREDERICK, MD 21704-7762 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4227 LAFAYETTE ST, FREDERICK, MD 21704-7762 |
| Document Number | 0147400050 |
|---|---|
| Date | Apr 6, 2021 |
| Book Page | 14740/50 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4227 LAFAYETTE ST, FREDERICK, MD 21704-7762 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4227 LAFAYETTE ST, FREDERICK, MD 21704-7762 |
| Document Number | 0153260171 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 15326/171 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 27, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $748,467 (+25.81%) | $793,500 (+20.52%) Land $208,200 Building $585,300 | |
| 2025 | $7,168.00 (+15.8%) | ||
| 2023 | $6,190.00 Homeowner's exemption | $594,900 | $658,400 Land $161,200 Building $497,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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