4236 Three Chopt Rd, Gum Spring, VA 23065 Property Records

Goochland County property record for 4236 Three Chopt Rd, Gum Spring, VA 23065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,064 sqft · built 2001
Lot Size	7.26 acres (316,551 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Dec 2017)
Tax Bill	$2,484 (2026)
Deeds & Mortgages	May 2026 Line of Credit Nov 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`120013000006`

Property Details

APN / Parcel Number

Primary APN	`120013000006`
Alternative APNs	`12 13 6` `15386`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,064 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	316,551 sqft (7.26 acres)
Terrain	Rolling
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	168 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	15386
Street Address	4236 THREE CHOPT RD
City	GUM SPRING
State	VA
Zip	23065-2023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-RES/RUR
Legal Description	HAM-LIN OAKS 7.267AC LOT 6 #17-3913 #06-1031 R/S
Legal Subdivision	MAM LIN OAKS
Legal Lot Number	6
Jurisdiction	GOOCHLAND VA
Township / Civil Division	1
Census Block Group	2
Census Block	2023
Census Tract	400500

Owner

Source: Goochland County assessment roll, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4236 THREE CHOPT RD, GUM SPRING, VA 23065-2023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BK
Nov 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PRIMELENDING
Dec 12, 2017	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 12, 2017 · Amount on Record
Deed Sale	Dec 12, 2017 · Amount on Record
Deed Document Number	20173913
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOOCHLAND VA
Recording Date	May 20, 2026
Property Address	4236 THREE CHOPT RD, GUM SPRING, VA 23065-2023
Document Number	0000001895
Instrument Date	May 14, 2026
Instrument	20261895
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4236 THREE CHOPT RD, GUM SPRING, VA 23065-2023

Mortgage

Document Number	0000001895,
Date	May 20, 2026
Instrument	20261895

Lender

Name	ATLANTIC UNION BK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2056

Interest

Rate	6.3%
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOOCHLAND VA
Property Address	4236 THREE CHOPT RD, GUM SPRING, VA 23065-2023
Transaction Type	Mortgage
Record Updated	Nov 14, 2022
Title Company	HERITAGE TITLE COMPANY OF VA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200004949
Date	Nov 2, 2020
Instrument	200004949

Lender

Name	PRIMELENDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GOOCHLAND VA
Recording Date	Dec 12, 2017
Property Address	4236 THREE CHOPT RD, GUM SPRING, VA 23065-2023
Document Number	0170003913
Instrument Date	Dec 8, 2017
Instrument	170003913
Transaction Type	Transfer
Record Updated	Nov 14, 2022
Title Company	LINCOLN TITLE SERVICES LLC, LINCOLN TITLE OF VA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4236 THREE CHOPT RD, GUM SPRING, VA 23065-2023

Mortgage

Document Number	0170003914
Date	Dec 12, 2017
Instrument	170003914

Lender

Name	PRIMELENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Goochland County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Goochland County
Unified School District	Goochland County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,484.00 (+5.79%)	$468,700 (+5.75%) Land $110,400 Building $358,300	$468,700 (+5.75%) Land $110,400 Building $358,300
2025	$2,348.00 (+40.43%)	$443,200 (+12.69%) Land $102,300 Building $340,900	$443,200 (+12.69%) Land $102,300 Building $340,900
2023		$393,300 Land $87,700 Building $305,600	$393,300 Land $87,700 Building $305,600
2021	$1,672.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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