4230 Three Chopt Rd, Gum Spring, VA 23065 Property Records

Goochland County property record for 4230 Three Chopt Rd, Gum Spring, VA 23065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,078 sqft · built 2020
Lot Size	6.98 acres (304,179 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Jun 2020)
Tax Bill	$3,455 (2026)
Deeds & Mortgages	Feb 2021 Line of Credit Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120013000005`

Property Details

APN / Parcel Number

Primary APN	`120013000005`
Alternative APNs	`12 13 5` `15385`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,078 sqft Living Area
Basement Area	1,124 sqft
Finished Basement	332 sqft
Unfinished Basement	792 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	304,179 sqft (6.98 acres)
Terrain	Rolling
Porch	Slab
Patio Area	612 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	15385
Street Address	4230 THREE CHOPT RD
City	GUM SPRING
State	VA
Zip	23065-2023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-RES/RUR
Legal Description	HAM-LIN OAKS 6.983AC LOT 5 #20-2286 PCE 73 R/S
Legal Subdivision	MAM LIN OAKS
Legal Lot Number	5
Jurisdiction	GOOCHLAND VA
Township / Civil Division	1
Census Block Group	2
Census Block	2023
Census Tract	400500

Owner

Source: Goochland County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4230 THREE CHOPT RD, GUM SPRING, VA 23065-2023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST COMPANY
Jun 9, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage C&F MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2020 · Amount on Record
Deed Sale	Jun 9, 2020 · Amount on Record
Prior Sale	May 31, 2019 · Amount on Record
Deed Document Number	20202286
Prior Transfer Date	Dec 14, 2007
Prior Transfer Doc	0000006052
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOOCHLAND VA
Property Address	4230 THREE CHOPT RD, GUM SPRING, VA 23065-2023
Transaction Type	Mortgage
Record Updated	Nov 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210000879
Date	Feb 19, 2021
Instrument	210000879

Lender

Name	FIRST CITIZENS BANK & TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GOOCHLAND VA
Recording Date	Jun 9, 2020
Property Address	4230 THREE CHOPT RD, GUM SPRING, VA 23065-2023
Document Number	0200002286
Instrument Date	Jun 4, 2020
Instrument	200002286
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4230 THREE CHOPT RD, GUM SPRING, VA 23065-2023

Mortgage

Document Number	0200002287
Date	Jun 9, 2020
Instrument	200002287

Lender

Name	C&F MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Goochland County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Goochland County
Unified School District	Goochland County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,455.00 (+6.08%)	$651,900 (+6.05%) Land $105,100 Building $546,800	$651,900 (+6.05%) Land $105,100 Building $546,800
2025	$3,257.00 (+45.86%)	$614,700 (+13.85%) Land $96,900 Building $517,800	$614,700 (+13.85%) Land $96,900 Building $517,800
2023		$539,900 Land $83,100 Building $456,800	$539,900 Land $83,100 Building $456,800
2021	$2,233.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Three Chopt Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures