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4228 Three Chopt Rd, Gum Spring, VA 23065 Property Records

Goochland County property record for 4228 Three Chopt Rd, Gum Spring, VA 23065 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 4,330 sqft · built 2007
Lot Size8.25 acres (359,370 sqft)
Owner2 Individual Names on File
Tax Bill$5,268 (2026)
Deeds & MortgagesFeb 2023 Second Mortgage
May 2021 Refinance
Flood ZoneZone X (minimal risk)
APN120013000004

Property Details

APN / Parcel Number

Primary APN120013000004
Alternative APNs
  • 12 13 4
  • 15384

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area4,330 sqft Living Area
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleConventional
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area359,370 sqft (8.25 acres)
TerrainRolling
Garage Area693 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area528 sqft
PorchPatio
Patio Area2,508 sqft
Wet BarWet Bar

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number15384
Street Address4228 THREE CHOPT RD
CityGUM SPRING
StateVA
Zip23065-2023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAM-LIN OAKS LOT 4 8.25AC (4.25AC FLOOD) #10-0197 PB 18 132 #04-1748 PCE 73 R/S
Legal SubdivisionHAM-LIN OAKS
Legal Lot Number4
JurisdictionGOOCHLAND VA
Township / Civil Division1
Census Block Group2
Census Block2023
Census Tract400500

Owner

Source: Goochland County records · APN 120013000004

Assessment roll updated September 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4228 THREE CHOPT RD, GUM SPRING, VA 23065-2023
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
May 26, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGOOCHLAND VA
Property Address4228 THREE CHOPT RD, GUM SPRING, VA 23065-2023
Transaction TypeMortgage
Record UpdatedMar 08, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0230000483
DateFeb 21, 2023
Instrument230000483
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueMar 01, 2043
Interest
Rate TypeFixed Rate

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGOOCHLAND VA
Property Address4228 THREE CHOPT RD, GUM SPRING, VA 23065-2023
Transaction TypeMortgage
Record UpdatedNov 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210002845
DateMay 26, 2021
Instrument210002845
Lender
NameQUICKEN LOANS LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 01, 2051
Interest
Rate TypeAdjustable Rate
Rate1.99%
AdjustableAdjustable Rate Rider
Type Change DateJun 01, 2026
Margin3

Tax Assessment & Valuation

Source: Goochland County records · Assessment roll updated September 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateVirginia
CountyGoochland County
Unified School DistrictGoochland County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$5,268.00 (+5.09%)$993,900 (+5.07%) Land $102,300 Building $891,600$993,900 (+5.07%) Land $102,300 Building $891,600
2025$5,013.00 (+31.85%)$945,900 (+11.11%) Land $98,600 Building $847,300$945,900 (+11.11%) Land $98,600 Building $847,300
2023$851,300 Land $85,000 Building $766,300$851,300 Land $85,000 Building $766,300
2021$3,802.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Goochland County (51075C), updated September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510754005002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 100 ft
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Central Virginia Electric CooperativeFiber1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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