4234 Sandy Bluff Dr E, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 4234 Sandy Bluff Dr E, Gulf Breeze, FL 32563

Property Summary

Property TypeSingle Family Home
Details5 bd · 6 ba · 3,325 sqft · built 1974
Lot Size0.596 acres (25,962 sqft)
Owner2 Individual Names on File
Last Sale$838,000 (Nov 2024)
Tax Bill$567 (2025)
Deeds & MortgagesDec 2025 Mortgage
Dec 2023 Transfer
Flood ZoneZone X (minimal risk)
APN27-2S-28-0180-00C00-0050

Property Details

APN / Parcel Number

Primary APN27-2S-28-0180-00C00-0050
Alternative APN
  • S28227018000C000050

Interior

Bedrooms5 Beds
Full Baths6 Baths
Stories1 Story
Building Area3,325 sqft Living Area
Gross Area3,881 sqft
1st Floor Area3,325 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1994
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area25,962 sqft (0.596 acres)
Lot Dimensions260 ft deep x 100 ft wide
View / LotBay
Garage Area525 sqft

Exterior Amenities

PorchSlab
Porch Area20 sqft
Deck Area546 sqft
Patio Area84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4234 SANDY BLUFF DR E
CityGULF BREEZE
StateFL
Zip32563-2942
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBAL ALEX ESTATES LOT 5 BLK C AS DES IN OR 4561 PG 2021
Legal Range28W
Legal Township2S
Legal Section27
Legal SubdivisionBAL ALEX ESTATES
Legal BlockC
Legal Lot Number5
JurisdictionSANTA ROSA FL
Township / Civil DivisionMIDWAY
Census Block Group4
Census Block4000
Census Tract10814

Owner

Source: Santa Rosa County records · APN 27-2S-28-0180-00C00-0050

Assessment roll updated December 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4234 SANDY BLUFF DR E, GULF BREEZE, FL 32563-2942
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 09, 2025Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 08, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 14, 2024 · Amount on Record
Deed SaleNov 14, 2024 · Amount on Record
Prior SaleSep 02, 2010 · Amount on Record
Deed Document Number202451545
Deed Book / Page4561 / 2021
Prior Transfer DateDec 05, 2023
Prior Transfer Doc0044570024
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address4234 SANDY BLUFF DR E, GULF BREEZE, FL 32563-2942
Transaction TypeMortgage
Record UpdatedDec 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4234 SANDY BLUFF DR E, GULF BREEZE, FL 32563-2942

Mortgage

Document Number0046870846
DateDec 09, 2025
Book Page4687/846
Instrument202557499
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2055

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateDec 08, 2023
Property Address4234 SANDY BLUFF DR E, GULF BREEZE, FL 32563-2942
Document Number0044570024
Book / Page4457 / 24
Map ReferenceMB B PG 113
Instrument DateDec 05, 2023
Instrument202354495
Transaction TypeTransfer
Record UpdatedJan 12, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4234 SANDY BLUFF DR E, GULF BREEZE, FL 32563-2942

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$567.00 (-83.72%)$534,365 (+81.47%)$606,510 (+3.71%) Land $265,200 Building $341,310
2024$3,483.00 (+0.99%) Homeowner's exemption$294,469 (+3%)$584,806 (+0.64%) Land $265,200 Building $319,606
2023$3,449.00 (+2.59%) Homeowner's exemption$285,892 (+3%)$581,096 (+9.62%) Land $265,200 Building $315,896
2022$3,362.00 Homeowner's exemption$277,565$530,093 Land $255,000 Building $275,093

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 343 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies343 in force
Nearby Flood Claims418 (1995–2024)
Claims Outside the SFHA108 of 418
Most Recent ClaimDec 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 39 claims
  • Hurricane Frances, Sep 2004 · 218 claims
  • Hurricane Opal, Oct 1995 · 62 claims

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Mediacom Communications
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 31 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMIDWAY WATER SYSTEM, INC.
serves 21,196 people
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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