4216 Sandy Bluff Dr E, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 4216 Sandy Bluff Dr E, Gulf Breeze, FL 32563

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,919 sqft · built 1969
Lot Size	0.361 acres (15,725 sqft)
Owner	Individual Name on Record
Tax Bill	$2,893 (2024)
Deeds & Mortgages	Apr 2023 Reverse Mortgage Apr 2023 Reverse Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`27-2S-28-0180-00C00-0080`

Property Details

APN / Parcel Number

Primary APN	`27-2S-28-0180-00C00-0080`
Alternative APN	`S28227018000C000080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,919 sqft Living Area
Gross Area	2,391 sqft
1st Floor Area	1,919 sqft
Upper Floors Area	171 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,725 sqft (0.361 acres)
Lot Dimensions	175 ft deep x 90 ft wide
View / Lot	Bay
Garage Type	Carport
Garage Area	273 sqft
Carport	Carport
Carport Area	273 sqft
Parking Spaces	1 Parking Space
Patio Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4216 SANDY BLUFF DR E
City	GULF BREEZE
State	FL
Zip	32563-2942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ENHNCD LIFE EST RESRVD IN: BAL ALEX EST LOT 8 BLK C AS DES IN OR 4348 PG 1875 & E-L/E RES IN OR 4361 PG 529
Legal Range	28W
Legal Township	2S
Legal Section	27
Legal Subdivision	BAL ALEX ESTATES
Legal Block	C
Legal Lot Number	8
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MIDWAY
Census Block Group	4
Census Block	4000
Census Tract	10814

Owner

Source: Santa Rosa County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4216 SANDY BLUFF DR E, GULF BREEZE, FL 32563-2942
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC
Apr 24, 2023	Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC
May 23, 2022	Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC
Jan 23, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 2, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Sep 4, 2020	Quit Claim Deed, Transfer THOMAS F WEYMANN

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 1, 2020
Transfer Doc	0040001474
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4216 SANDY BLUFF DR E, GULF BREEZE, FL 32563-2942
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4216 SANDY BLUFF DR E, GULF BREEZE, FL 32563-2942

Mortgage

Document Number	0043871247
Date	Apr 24, 2023
Book Page	4387/1247
Instrument	202317349

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.96%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	11.9%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4216 SANDY BLUFF DR E, GULF BREEZE, FL 32563-2942
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4216 SANDY BLUFF DR E, GULF BREEZE, FL 32563-2942

Mortgage

Document Number	0043871230
Date	Apr 24, 2023
Book Page	4387/1230
Instrument	202317348

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.96%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	11.9%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4216 SANDY BLUFF DR E, GULF BREEZE, FL 32563-2942
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4216 SANDY BLUFF DR E, GULF BREEZE, FL 32563-2942

Mortgage

Document Number	0042870572
Date	May 23, 2022
Book Page	4287/572
Instrument	202231307

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.78%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	9.78%

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 23, 2023
Property Address	4216 SANDY BLUFF DR E, GULF BREEZE, FL 32563-2942
Document Number	0043610529
Book / Page	4361 / 529
Map Reference	MB B PG 113&114
Instrument Date	Jan 20, 2023
Instrument	202302813
Transaction Type	Transfer
Record Updated	Feb 20, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4216 SANDY BLUFF DR E, GULF BREEZE, FL 32563-2942

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	503 PALAFOX ST APT A, A, FLOMATON, AL 36441-5651

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 2, 2022
Property Address	4216 SANDY BLUFF DR E, GULF BREEZE, FL 32563-2942
Document Number	0043481875
Book / Page	4348 / 1875
Map Reference	MB 1041 PG 614
Instrument Date	Dec 2, 2022
Instrument	202266194
Transaction Type	Transfer
Record Updated	Dec 23, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4216 SANDY BLUFF DR E, GULF BREEZE, FL 32563-2942

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4216 SANDY BLUFF DR E, GULF BREEZE, FL 32563-2942

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 4, 2020
Property Address	4216 SANDY BLUFF DR E, GULF BREEZE, FL 32563-2942
Document Number	0040001474
Book / Page	004000 / 001474
Instrument Date	Sep 1, 2020
Instrument	46120
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4216 SANDY BLUFF DR E GULF BREEZE FL 325632942, GULF BREEZE, FL 32563-2942

Mortgage

Document Number	40001477
Date	Sep 4, 2020
Book Page	004000/001477
Instrument	46121

Lender

Name	THOMAS F WEYMANN
Address	1928 S CARROLLTON AVE, NEW ORLEANS, LA 70118-2947

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Sep 3, 2023

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$265,565 (+2.9%)	$365,965 (-0.78%) Land $234,000 Building $131,965
2024	$2,893.00 (-2.03%) Homeowner's exemption	$258,081 (+3%)	$368,830 (+1.33%) Land $234,000 Building $134,830
2023	$2,953.00 (+9.29%) Homeowner's exemption Widower's exemption	$250,564 (-7.19%)	$363,984 (+7.7%) Land $234,000 Building $129,984
2022	$2,702.00 Homeowner's exemption Widower's exemption	$269,968	$337,953 Land $225,000 Building $112,953

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 343 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	343 in force
Nearby Flood Claims	418 (1995–2024)
Claims Outside the SFHA	108 of 418
Most Recent Claim	Dec 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 39 claims Hurricane Frances, Sep 2004 · 218 claims Hurricane Opal, Oct 1995 · 62 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDWAY WATER SYSTEM, INC. serves 21,196 people · EPA ID FL1570470
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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