4227 Sandy Bluff Dr E, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 4227 Sandy Bluff Dr E, Gulf Breeze, FL 32563 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,544 sqft · built 1987
Lot Size	0.378 acres (16,466 sqft)
Owner	Individual Name on File
Last Sale	$338,000 (Nov 2021)
Tax Bill	$3,596 (2024)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Apr 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-2S-28-0180-00I00-0020`

Property Details

APN / Parcel Number

Primary APN	`27-2S-28-0180-00I00-0020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,544 sqft Heated Area
Gross Area	2,919 sqft
1st Floor Area	1,544 sqft
Upper Floors Area	335 sqft
Flooring	Wood
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2007
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Material	Metal
Lot Area	16,466 sqft (0.378 acres)
Lot Dimensions	1,500 ft deep x 1,100 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	1,216 sqft
Deck Area	432 sqft
Patio Area	492 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	272S28018000I000020
Street Address	4227 SANDY BLUFF DR E
City	GULF BREEZE
State	FL
Zip	32563-2941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAL ALEX ESTATES LOT 2 BLK I AS DES IN OR 4206 PG 1213
Legal Range	28W
Legal Township	02S
Legal Section	27
Legal Subdivision	BAL ALEX ESTATES
Legal Block	1
Legal Lot Number	2
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MIDWAY
Census Block Group	4
Census Block	4001
Census Tract	10814

Owner

Source: Santa Rosa County records · APN 27-2S-28-0180-00I00-0020

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4227 SANDY BLUFF DR E, GULF BREEZE, FL 32563-2941
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Warranty Deed, Transfer · VA Mortgage TRIDENT HOME LOANS LLC
Apr 01, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 25, 2017	Warranty Deed, Transfer · VA Mortgage GUARANTY TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 10, 2021 · Amount on Record
Deed Sale	Nov 10, 2021 · Amount on Record
Prior Sale	Apr 01, 2021 · Amount on Record
Deed Document Number	202175600
Deed Book / Page	4206 / 1213
Record Updated	Jun 08, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 10, 2021
Property Address	4227 SANDY BLUFF DR E, GULF BREEZE, FL 32563-2941
Document Number	0042061213
Book / Page	4206 / 1213
Map Reference	MB B PG 113
Instrument Date	Nov 08, 2021
Instrument	202175600
Transaction Type	Transfer
Record Updated	Dec 31, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,366.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	701W W AVERY ST, 701W, PENSACOLA, FL 32501-1905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4227 SANDY BLUFF DR E, GULF BREEZE, FL 32563-2941

Mortgage

Document Number	0042061215
Date	Nov 10, 2021
Instrument	4206/1215

Lender

Name	TRIDENT HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 01, 2021
Property Address	4227 SANDY BLUFF DR E, GULF BREEZE, FL 32563-2941
Document Number	0040961179
Book / Page	4096 / 1179
Map Reference	MB B PG 113
Instrument Date	Mar 30, 2021
Instrument	202121313
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,064.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2248 TEN OAKS DR, 2248, TALLAHASSEE, FL 32312-3705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4227 13 SANDY BLUFF DR, 13, GULF BREEZE, FL 32563-2941

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 25, 2017
Property Address	4227 SANDY BLUFF DR E, GULF BREEZE, FL 32563-2941
Document Number	0036631792
Book / Page	003663 / 001792
Instrument Date	Sep 21, 2017
Instrument	39719
Transaction Type	Transfer
Record Updated	Oct 03, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,596.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4227 SANDY BLUFF DR E GULF BREEZE FL 325632941, GULF BREEZE, FL 32563-2941

Mortgage

Document Number	36631796
Date	Sep 25, 2017
Book Page	003663/001796
Instrument	39720

Lender

Name	GUARANTY TR
Address	PENSACOLA, FL 32502

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2047

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,596.00 (-13.85%) Homeowner's exemption	$315,884 (+1.11%) Land $74,750 Building $241,134	$315,884 (+1.11%) Land $74,750 Building $241,134
2023	$4,174.00 (+12.75%)	$312,404 (+19.51%) Land $74,750 Building $237,654	$312,404 (+19.51%) Land $74,750 Building $237,654
2022	$3,702.00	$261,399	$261,399 Land $69,000 Building $192,399

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130108144, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Cost	Premium on Record median of 343 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	343 in force
Nearby Flood Claims	418 (1995–2024)
Claims Outside the SFHA	108 of 418
Most Recent Claim	Dec 2024, rainfall accumulation
Claims By Storm	Hurricane Sally, Sep 2020 · 39 claims Hurricane Frances, Sep 2004 · 218 claims Hurricane Opal, Oct 1995 · 62 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 210 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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