4232 Harbor Cir S, Largo, FL 33770 Property Records

Pinellas County property record for 4232 Harbor Cir S, Largo, FL 33770

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,180 sqft · built 1964
Lot Size0.189 acres (8,228 sqft)
Owner2 Individual Names on Record
Last Sale$193,000 (Jul 2020)
Tax Bill$4,233 (2025)
Flood ZoneZone AE (high risk)
APNC62-000-749-3758-2

Property Details

APN / Parcel Number

Primary APNC62-000-749-3758-2
Alternative APNs
  • 06-30-15-36054-010-0810
  • 301506360540100810
  • 153006360540100810
  • R61323

Interior

Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,180 sqft Living Area
Gross Area3,139 sqft
1st Floor Area2,180 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1988
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area8,228 sqft (0.189 acres)
Lot Dimensions110 ft deep x 75 ft wide
View / LotCanal/Waterfront
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area447 sqft
Deck Area275 sqft
Patio Area275 sqft
Loading Dock320 sqft
Boat AccessBoat Access
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR61323
Street Address4232 HARBOR CIR S
CityLARGO
StateFL
Zip33770-4561
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionHARBOR HILLS 3RD ADD BLK J, LOT 81
Legal Range15E
Legal Township30S
Legal Section6
Legal SubdivisionHARBOR HILLS 3RD ADD
Legal Tract36054
Legal BlockJ
Legal Lot Number81
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2000
Census Tract25210

Owner

Source: Pinellas County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4232 HARBOR CIR S, LARGO, FL 33770-4561
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2020 · Amount on Record
Deed SaleJul 1, 2020 · Amount on Record
Deed Document Number2020197092
Deed Book / Page21061 / 1528
Prior Transfer DateMar 25, 2003
Prior Transfer Doc0000124765
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,233.00 (-9.57%) Homeowner's exemption$277,655 (-8.97%)$637,166 (-16.2%) Land $485,924 Building $151,242
2023$4,681.00 (+2.45%) Homeowner's exemption$305,009 (+3%)$760,327 (-7.83%) Land $531,941 Building $228,386
2022$4,569.00 Homeowner's exemption$296,125$824,919 Land $643,379 Building $181,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 263 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies263 in force
Nearby Flood Claims186 (2024)
Claims Outside the SFHA2 of 186
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 10 claims
  • Hurricane Helene, Oct 2024 · 175 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Harbor Cir S

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