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4124 Harbor Cir S, Largo, FL 33770 Property Records

Pinellas County property record for 4124 Harbor Cir S, Largo, FL 33770

Property Summary

Property TypeSingle Family Home
Details6 bd · 3 ba · 3,130 sqft · built 1959
Lot Size0.312 acres (13,604 sqft)
Owner2 Trust Names on File
Last Sale$1,405,000 (Sep 2022)
Tax Bill$15,925 (2025)
Deeds & MortgagesSep 2026 Sale
Sep 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APNC62-000-749-3754-1

Property Details

APN / Parcel Number

Primary APNC62-000-749-3754-1
Alternative APNs
  • 06-30-15-36054-010-0770
  • 301506360540100770
  • 153006360540100770
  • R61319

Interior

Bedrooms6 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area3,130 sqft Living Area
Gross Area3,737 sqft
1st Floor Area2,085 sqft
Upper Floors Area1,045 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1999
Architectural StyleCustom Design
Exterior MaterialBrick/Concrete Block Stucco
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialTile
Lot Area13,604 sqft (0.312 acres)
Lot Dimensions121 ft deep x 130 ft wide
View / LotCanal/Waterfront
Garage TypeAttached
Garage Area511 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area96 sqft
Deck Area125 sqft
Patio Area125 sqft
Loading Dock96 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR61319
Street Address4124 HARBOR CIR S
CityLARGO
StateFL
Zip33770-4561
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionHARBOR HILLS 3RD ADD BLK J, LOT 77
Legal Range15E
Legal Township30S
Legal Section6
Legal SubdivisionHARBOR HILLS 3RD ADD
Legal Tract36054
Legal BlockJ
Legal Lot Number77
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2000
Census Tract25210

Owner

4124 Harbor Cir S is held in a trust since September 2022.

Source: Pinellas County records, as of October 13, 2026

Owner of Record2 Trust Names on File
Mailing Address5342 CLARK RD, SARASOTA, FL 34233-3227
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2026Special Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 1, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 4, 2018Deed of Trust, Mortgage · Conventional Mortgage
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2022 · Amount on File
Deed SaleSep 1, 2022 · Amount on File
Deed Document Number2022267620
Deed Book / Page22189 / 1665
Record UpdatedOct 29, 2026

September 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPINELLAS FL
Recording DateSep 10, 2026
Property Address4124 HARBOR CIR S, LARGO, FL 33770-4561
Document Number0000242107
Book / Page23688 / 1320
Instrument DateSep 1, 2026
Instrument2026242107
Transaction TypeTransfer
Record UpdatedSep 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateSep 1, 2022
Property Address4124 HARBOR CIR S, LARGO, FL 33770-4561
Document Number0221891665
Book / Page22189 / 1665
Map ReferenceMB 46 PG 69&70
Instrument DateAug 30, 2022
Instrument2022267620
Transaction TypeTransfer
Record UpdatedSep 21, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,835.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1 BEACH DR SE UNIT 2110, 1, ST PETERSBURG, FL 33701-3927

Transferred To (Grantee/Buyer)

NameVerified Name
Address6552 HERITAGE PARK BLVD, DAYTON, OH 45424-1789

Mortgage

Document Number0221891667
DateSep 1, 2022
Instrument22189/1667
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2052

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address4124 HARBOR CIR S, LARGO, FL 33770-4561
Document Number0200661543
Instrument DateMay 4, 2018
Transaction TypeMortgage
Record UpdatedJun 28, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4124 HARBOR CIR S LARGO FL 337704561, LARGO, FL 33770-4561

Mortgage

Document Number0200661543
DateMay 25, 2018
Book Page020066/001543
Instrument168219
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueMay 24, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 4124 Harbor Cir S was $15,925.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,925.00$910,041 Land $699,559 Building $210,482$910,041 Land $699,559 Building $210,482
2023$22,177.00 (+202.59%)$1,274,802 (+180.81%)$1,274,802 (+32.46%) Land $810,004 Building $464,798
2022$7,329.00 Homeowner's exemption$453,975$962,433 Land $608,766 Building $353,667

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4124 Harbor Cir S in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 263 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies263 in force
Nearby Flood Claims186 (2024)
Claims Outside the SFHA2 of 186
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 10 claims
  • Hurricane Helene, Oct 2024 · 175 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4124 Harbor Cir S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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