4131 Harbor Cir S, Largo, FL 33770 Property Records

Pinellas County property record for 4131 Harbor Cir S, Largo, FL 33770

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,017 sqft · built 1972
Lot Size	0.307 acres (13,386 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Nov 2021)
Tax Bill	$10,765 (2025)
Deeds & Mortgages	Jan 2024 Transfer Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-749-3753-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-3753-3`
Alternative APNs	`06-30-15-36054-010-0760` `301506360540100760` `153006360540100760` `R61318`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,017 sqft Living Area
Gross Area	2,852 sqft
1st Floor Area	2,017 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	13,386 sqft (0.307 acres)
Lot Dimensions	126 ft deep x 126 ft wide
View / Lot	Canal/Waterfront
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	310 sqft
Deck Area	575 sqft
Patio Area	136 sqft
Loading Dock	144 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R61318
Street Address	4131 HARBOR CIR S
City	LARGO
State	FL
Zip	33770-4509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	HARBOR HILLS 3RD ADD BLK J, LOT 76
Legal Range	15E
Legal Township	30S
Legal Section	6
Legal Subdivision	HARBOR HILLS 3RD ADD
Legal Tract	36054
Legal Block	J
Legal Lot Number	76
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2000
Census Tract	25210

Owner

4131 Harbor Cir S is owned and occupied by an individual who acquired it in January 2024.

Source: Pinellas County records, as of December 2, 2025

Owner of Record	Individual Name on File
Mailing Address	4131 HARBOR CIR S, LARGO, FL 33770-4509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 2, 2021	Correction Deed MATTHEW WOTOWIEC
Jun 9, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2021 · Amount on File
Deed Sale	Nov 2, 2021 · Amount on File
Prior Sale	Jun 15, 2009 · Amount on File
Deed Document Number	2021357741
Deed Book / Page	21788 / 1027
Last Transfer Date	Jan 24, 2024
Transfer Doc	0226892374
Record Updated	Sep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Jan 30, 2024
Property Address	4131 HARBOR CIR S, LARGO, FL 33770-4509
Document Number	0226892374
Book / Page	22689 / 2374
Map Reference	MB 46 PG 69&70
Instrument Date	Jan 24, 2024
Instrument	2024022799
Transaction Type	Transfer
Record Updated	Feb 19, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4131 HARBOR CIR S, LARGO, FL 33770-4509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4131 HARBOR CIR S, LARGO, FL 33770-4509

November 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 2, 2021
Property Address	4131 HARBOR CIR S, LARGO, FL 33770-4509
Document Number	0217881027
Book / Page	21788 / 1027
Map Reference	MB 46 PG 69&70
Instrument Date	Oct 29, 2021
Instrument	2021357741
Record Updated	Nov 15, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4131 HARBOR CIR S, LARGO, FL 33770-4509

Mortgage

Document Number	0217881030
Date	Nov 2, 2021
Book Page	21788/1030
Instrument	2021357742

Lender

Name	MATTHEW WOTOWIEC
Type	Private Party

Agreement

Amount	Amount on Record
Term	42 Months
Due	Apr 30, 2025

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Jun 9, 2021
Property Address	4131 HARBOR CIR S, LARGO, FL 33770-4509
Document Number	0215740622
Book / Page	21574 / 622
Map Reference	MB 46 PG 69-70
Instrument Date	Apr 30, 2021
Instrument	2021191041
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4131 HARBOR CIR S, LARGO, FL 33770-4509

Tax Assessment & Valuation

The 2025 property tax bill for 4131 Harbor Cir S was $10,765 with a homeowner's exemption, down 13.9% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,765.00 (-13.89%) Homeowner's exemption	$654,066	$860,229 Land $715,446 Building $144,783
2024	$12,501.00 (+1.24%)
2023	$12,348.00 (+2.13%) Homeowner's exemption	$748,130 (+3%)	$1,124,600 (+29.17%) Land $812,522 Building $312,078
2022	$12,091.00 Homeowner's exemption	$726,340	$870,648 Land $627,066 Building $243,582

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4131 Harbor Cir S in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 263 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	263 in force
Nearby Flood Claims	186 (2024)
Claims Outside the SFHA	2 of 186
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 10 claims Hurricane Helene, Oct 2024 · 175 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4131 Harbor Cir S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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