4232 Down Point Ln, Windermere, FL 34786 Property Records

Orange County property record for 4232 Down Point Ln, Windermere, FL 34786 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Year Built	Built 1988
Square Footage	3,898 sqft Living Area
Lot Size	171,473 sqft (3.93 acres)
Occupancy	Owner Occupied
Last Sale	$1,182,000 (2004)
Tax Bill	$19,195.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`09-23-28-2197-00-070`
Alternative APNs	`282309219700070` `276097` `280942` `285100`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	3,898 sqft Living Area
Gross Area	5,803 sqft Gross Area
1st Floor	3,007 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1988
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Concrete Roof
Lot Area	171,473 sqft (3.93 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	875 sqft Garage
Patio Area	394 sqft Patio
Porch Area	479 sqft Porch
Boat Access	Boat Access

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Street Address	4232 DOWN POINT LN
City	WINDERMERE
State	FL
Zip	34786-8405
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DOWN POINT SUB 2/97 LOT 7 & THAT PART OF THE EAST 1/2 OF THE NE 1/4 OF THE SW 1/4 AND THAT PART OF THE NW 1/4 OF THE SE 1/4 LYING SOUTH OF THE WESTERLY EXTENSION OF THE NORTH LINE
Legal Range	28E
Legal Township	23S
Legal Section	09
Legal Subdivision	DOWN POINT SUB
Legal Tract	2197
Legal Lot Number	7
Jurisdiction	ORANGE FL
Minor Civil Division	SOUTHWEST ORANGE
Census Blockgroup	2
Census Block	2002
Census Tract	14809

Owner

Source: Orange County records · APN 09-23-28-2197-00-070

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4232 DOWN POINT LN, WINDERMERE, FL 34786-8405
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 06, 2004 · Amount on Record
Deed Sale	Apr 06, 2004 · Amount on Record
Prior Sale	Oct 29, 1997 · Amount on Record
Deed Doc Number	2004207336
Deed Book / Page	7377 / 762
Record Refreshed	Jun 08, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	4232 DOWN POINT LN, WINDERMERE, FL 34786-8405
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4232 DOWN POINT LN, WINDERMERE, FL 34786-8405

Mortgage

Document Number	0000700463
Date	Dec 08, 2025
Instrument	20250700463

Lender

Name	JMCO INC
Type	Non-Lending Institution
Address	ORLANDO, FL 32814

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Windermere Town
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,204,488 (+2.7%)	$2,199,940 (-1.01%) Land $1,350,000 Building $849,940
2025	$19,195.00 (+2.94%) Homeowner's exemption	$1,172,822 (+5.99%)	$2,222,350 (+4.57%) Land $1,350,000 Building $872,350
2024	$18,647.00 (+3.31%)
2023	$18,049.00 (+2.85%) Homeowner's exemption	$1,106,572 (+3%)	$2,125,299 (+5.76%) Land $1,350,000 Building $775,299
2022	$17,549.00 Homeowner's exemption	$1,074,342	$2,009,600 Land $1,350,000 Building $659,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	100.7 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.