4231 Bluff Rd, Indianapolis, IN 46217 Property Records

Marion County property record for 4231 Bluff Rd, Indianapolis, IN 46217

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,064 sqft · built 2013
Lot Size1.51 acres (65,776 sqft)
Owner2 Individual Names on Record
Tax Bill$4,784 (2023)
Deeds & MortgagesJul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN49-11-35-102-022.001-500

Property Details

APN / Parcel Number

Primary APN49-11-35-102-022.001-500
Alternative APN
  • 5044075

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Building Area2,064 sqft Living Area
Gross Area3,164 sqft
1st Floor Area2,064 sqft
Basement Area1,100 sqft

Exterior

Year BuiltBuilt 2013
Construction TypeMasonry / Concrete Block
Foundation TypeRaised
Lot Area65,776 sqft (1.51 acres)
Garage TypeAttached
Garage Area724 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number5044075
Street Address4231 BLUFF RD
CityINDIANAPOLIS
StateIN
Zip46217-3363
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZO01
Legal DescriptionKOCHER ADDITION L2
Legal SubdivisionKOCHER ADD
Legal Lot Number2
JurisdictionMARION IN
Township / Civil DivisionPERRY
Census Block Group2
Census Block2000
Census Tract380600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Bluff Road Historic District
listed 2023 · 73 contributing resources · NRIS 100009292

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Marion County records, as of May 10, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4231 BLUFF RD, INDIANAPOLIS, IN 46217-3363
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 18, 2014
Deed SaleDec 18, 2014
Record UpdatedJun 7, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Property Address4231 BLUFF RD, INDIANAPOLIS, IN 46217-3363
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000071282
DateJul 30, 2019
InstrumentA201900071282
Lender
NameFIFTH THIRD BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueAug 1, 2044
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateIndiana
CountyMarion County
County SubdivisionPerry Township
Consolidated CityIndianapolis City
Unified School DistrictPerry Township Metropolitan School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,784.00 (+3.75%) Homeowner's exemption$369,200 (+6%) Land $28,200 Building $341,000$369,200 (+6%) Land $28,200 Building $341,000
2022$4,611.00 (+19.61%) Homeowner's exemption$348,300 Land $28,200 Building $320,100$348,300 Land $28,200 Building $320,100
2021$3,855.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims10 (1979–2011)
Claims Outside the SFHA1 of 10
Most Recent ClaimJun 2011 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Jun 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITIZENS WATER - INDIANAPOLIS
serves 880,345 people · EPA ID IN5249004
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Xiber.

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