4230 Grace St, Capitola, CA 95010 Property Records

Santa Cruz County property record for 4230 Grace St, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,263 sqft · built 1956
Lot Size	0.058 acres (2,526 sqft)
Owner	Individual Name on Record
Last Sale	$792,000 (Jan 2026)
Tax Bill	$19,457 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Sep 2022 Foreclosure + 3 more
Flood Zone	Zone X (minimal risk)
APN	`034-121-40`

Property Details

APN / Parcel Number

Primary APN	`034-121-40`
Alternative APN	`034-121-40-000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Building Area	1,263 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2015
Architectural Style	Duplex Single
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	2,526 sqft (0.058 acres)
Garage Type	Carport
Carport	Carport
Deck Area	352 sqft
Patio Area	354 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4230 GRACE ST
City	CAPITOLA
State	CA
Zip	95010-3548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MAP CAPITOLA HEIGHTS
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2007
Census Tract	121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	257 SKYWAY DR, SAN JOSE, CA 95111-2667
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 6, 2022	Trustee's Deed, Foreclosure
Mar 29, 2022	Grant Deed, Transfer
Jun 24, 2021	Quit Claim Deed, Transfer Quitclaim
Mar 12, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2026 · Amount on Record
Deed Sale	Jan 26, 2026 · Amount on Record
Prior Sale	Sep 6, 2022 · Amount on Record
Deed Document Number	20261696
Prior Transfer Date	Feb 4, 2022
Prior Transfer Doc	0000010156
Record Updated	Sep 20, 2026

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 26, 2026
Property Address	4230 GRACE ST, CAPITOLA, CA 95010-3548
Document Number	0000001696
Instrument Date	Dec 30, 2025
Instrument	2026-0001696
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	UNKNOWN, ROCKET CLOSE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$871.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3217 DECKER LAKE DR, SALT LAKE CITY, UT 84119-3284

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	257 SKYWAY DR, SAN JOSE, CA 95111-2667

Mortgage

Document Number	0000001697
Date	Jan 26, 2026
Instrument	2026-0001697

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Feb 1, 2066

September 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 6, 2022
Property Address	4230 GRACE ST, CAPITOLA, CA 95010-3548
Document Number	0000025163
Instrument Date	Sep 6, 2022
Instrument	2022-0025163
Transaction Type	Foreclosure
Record Updated	Sep 21, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 29, 2022
Property Address	4230 GRACE ST, CAPITOLA, CA 95010-3548
Document Number	0000010156
Instrument Date	Feb 4, 2022
Instrument	2022-0010156
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Amount	Amount Recorded
Tax	$125.00
Amount Accuracy	Partially Calculated from Transfer Tax
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2225, VALLEY CENTER, CA 92082-2225

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 24, 2021
Property Address	4230 GRACE ST, CAPITOLA, CA 95010-3548
Document Number	0000034485
Instrument Date	Apr 4, 2021
Instrument	2021-0034485
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2225, VALLEY CENTER, CA 92082-2225

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 12, 2020
Property Address	4230 GRACE ST, CAPITOLA, CA 95010-3548
Document Number	0000008769
Instrument Date	Jan 5, 2020
Instrument	8769
Transaction Type	Transfer
Record Updated	Apr 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2225 VALLEY CENTER CA 920822225, VALLEY CENTER, CA 92082-2225

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,353,041 (+2%) Land $1,008,148 Building $344,893
2025	$19,457.00 (+30.02%)	$1,326,510 (+29.43%) Land $988,380 Building $338,130
2023	$14,965.00 (+1.93%)	$1,024,899 Land $762,104 Building $262,795
2022	$14,681.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Verizon, Xfinity.

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