4215 Grace St, Capitola, CA 95010 Property Records

Santa Cruz County property record for 4215 Grace St, Capitola, CA 95010

Property Summary

Property Type	Duplex
Details	6 bd · 6 ba · 508 sqft · built 2006
Lot Size	0.131 acres (5,706 sqft)
Owner	2 Company Names on Record
Tax Bill	$14,119 (2025)
Deeds & Mortgages	Nov 2025 Transfer May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`034-202-28`

Property Details

APN / Parcel Number

Primary APN	`034-202-28`
Alternative APN	`034-202-28-000`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Total Rooms	10 Rooms
Building Area	508 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Duplex Single
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,706 sqft (0.131 acres)
Garage Type	Attached
Garage Area	268 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4215 GRACE ST
City	CAPITOLA
State	CA
Zip	95010-3519
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Subdivision	CAPITOLA HEIGHTS
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2004
Census Tract	121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2702 LIGHTHOUSE LN, MARINA, CA 93933-6053
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Intrafamily Transfer, Transfer
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 16, 2018	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 22, 2025
Transfer Doc	0000023597
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 4, 2025
Property Address	4215 GRACE ST, CAPITOLA, CA 95010-3519
Document Number	0000023597
Map Reference	MB 15 PG 49
Instrument Date	Oct 22, 2025
Instrument	2025-0023597
Transaction Type	Transfer
Record Updated	Nov 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2702 LIGHTHOUSE LN, MARINA, CA 93933-6053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4215 GRACE ST, CAPITOLA, CA 95010-3519
Document Number	0000016766
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2702 LIGHTHOUSE LN MARINA CA 939336053, MARINA, CA 93933-6053

Mortgage

Document Number	0000016766
Date	May 15, 2020
Instrument	16766

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4215 GRACE ST, CAPITOLA, CA 95010-3519
Document Number	0000001899
Instrument Date	Jan 16, 2018
Transaction Type	Mortgage
Record Updated	Feb 23, 2018
Title Company	TITLESOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1908 42ND AVE CAPITOLA CA 950103508, CAPITOLA, CA 95010-3508

Mortgage

Document Number	0000001899
Date	Jan 22, 2018
Instrument	1899

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2048

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,061,998 (+2%) Land $228,379 Building $833,619
2025	$14,119.00 (+9.94%)	$1,041,175 (+4.04%) Land $223,901 Building $817,274
2023	$12,843.00 (+1.39%)	$1,000,745 Land $215,207 Building $785,538
2022	$12,667.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Verizon, Xfinity.

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