Santa Cruz County property record for 4655 Grace St, Capitola, CA 95010
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,216 sqft · built 1960 |
| Lot Size | 0.124 acres (5,401 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,225,000 (May 2019) |
| Tax Bill | $16,938 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 034-011-09 |
| Primary APN | 034-011-09 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,216 sqft Living Area |
| Gross Area | 2,736 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 5,401 sqft (0.124 acres) |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4655 GRACE ST |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-2601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK O LOT 4 |
| Legal Subdivision | CAPITOLA HEIGHTS |
| Legal Block | O |
| Legal Lot Number | 4 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 121701 |
Source: Santa Cruz County records · APN 034-011-09
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 241 SAN MATEO AVE, LOS GATOS, CA 95030-4320 |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Mar 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| May 15, 2019 | Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Nov 30, 2018 | Affidavit of Death, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 15, 2019 · Amount on Record |
| Deed Sale | May 15, 2019 · Amount on Record |
| Prior Sale | Sep 28, 1998 · Amount on Record |
| Deed Document Number | 201912940 |
| Transfer Doc | 0000078016 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 4655 GRACE ST, CAPITOLA, CA 95010-2601 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 15846 LONGWOOD DR, LOS GATOS, CA 95032-3645 |
| Document Number | 0000013414 |
|---|---|
| Date | Mar 05, 2021 |
| Instrument | 2021-0013414 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 15, 2019 |
| Property Address | 4655 GRACE ST, CAPITOLA, CA 95010-2601 |
| Document Number | 0000012940 |
| Map Reference | MB 13 PG 31 |
| Instrument Date | May 01, 2019 |
| Instrument | 2019-0012940 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 257 LONGRIDGE RD, LOS GATOS, CA 95032-2741 |
| Document Number | 0000012941 |
|---|---|
| Date | May 15, 2019 |
| Instrument | 2019-0012941 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 30, 2018 |
| Property Address | 4655 GRACE ST, CAPITOLA, CA 95010-2601 |
| Document Number | 0000035675 |
| Instrument Date | Nov 19, 2018 |
| Instrument | 35675 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4655 GRACE ST CAPITOLA CA 950102601, CAPITOLA, CA 95010-2601 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,393,841 (+2%) Land $905,997 Building $487,844 | ||
| 2025 | $16,938.00 (+9.43%) | $1,366,511 (+4.04%) Land $888,232 Building $478,279 | |
| 2023 | $15,478.00 (+1.04%) | $1,313,448 Land $853,741 Building $459,707 | $1,386,810 |
| 2022 | $15,318.00 |
Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Low lower than 96% of the US · lower than 97.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: AT&T, California Internet, Cruzio Internet, T-Mobile USA, Verizon, Xfinity.
Based on FCC filings for 752 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures