417 Union St, Frederick, MD 21701 Property Records

Frederick County property record for 417 Union St, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	4 ba · 2,176 sqft · built 2023
Lot Size	0.041 acres (1,782 sqft)
Owner	Individual Name on File
Last Sale	$444,990 (Jul 2023)
Tax Bill	$7,920 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-603767`

Property Details

APN / Parcel Number

Primary APN	`02-603767`
Alternative APN	`603767`

Interior

Full Baths	4 Baths
Stories	3 Stories
Building Area	2,176 sqft Living Area
Gross Area	2,496 sqft
1st Floor Area	744 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,782 sqft (0.041 acres)
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	20 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	603767
Street Address	417 UNION ST
City	FREDERICK
State	MD
Zip	21701-3570
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 155 PHASE 1A PLA 1,782 SQ FT RENN QUARTER
Legal Phase	1A
Legal Lot Number	155
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2015
Census Tract	772200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County assessment roll, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	417 UNION ST, FREDERICK, MD 21701-3570
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Jun 30, 2022	Special Warranty Deed, Transfer RESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 14, 2023 · Amount on Record
Deed Sale	Jul 14, 2023 · Amount on Record
Deed Book / Page	16519 / 447
Record Updated	Sep 20, 2026

July 2023: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 14, 2023
Property Address	417 UNION ST, FREDERICK, MD 21701-3570
Document Number	0165190447
Book / Page	16519 / 447
Map Reference	MB 106 PG 105
Instrument Date	Jun 29, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 27, 2023
Title Company	RESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,112.48
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	417 UNION ST, FREDERICK, MD 21701-3570

Mortgage

Document Number	0016519457
Date	Jul 14, 2023
Instrument	16519/457

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

June 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 30, 2022
Property Address	417 UNION ST, FREDERICK, MD 21701-3570
Document Number	0160180315
Book / Page	16018 / 315
Map Reference	MB 106 PG 105
Instrument Date	May 31, 2022
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	RESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO

Transaction

Amount	Amount Recorded
Tax	$60,288.07
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2221 E LAMAR BLVD STE 790, 790, ARLINGTON, TX 76006-7458

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 HARRY S TRUMAN PKWY STE 250, 250, ANNAPOLIS, MD 21401-7577

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,920.00 (+26.68%)	$429,100 (+25.14%) Land $125,000 Building $304,100	$429,100 (-) Land $125,000 Building $304,100
2023	$6,252.00 (+287.84%)	$342,900 (+281%)	$429,100 (+376.78%) Land $125,000 Building $304,100
2022	$1,612.00	$90,000 Land $90,000	$90,000 Land $90,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (1982–1996)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

417 Union St, Frederick, MD 21701 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Historic Designation

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2023: Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2022: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Union St

Nearby Streets

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