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423 Sterling Lake Dr, Ocoee, FL 34761 Property Records

Orange County property record for 423 Sterling Lake Dr, Ocoee, FL 34761 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1992
Square Footage2,323 sqft Living Area
Lot Size9,575 sqft (0.22 acres)
OccupancyOwner Occupied
Last Sale$425,000 (2023)
Tax Bill$6,719.00 (2025)

Property Details

APN / Parcel Number

Primary APN16-22-28-8039-00-670
Alternative APNs
  • 282216803900670
  • 240802
  • 245642
  • 250214

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,323 sqft Living Area
Gross Area2,939 sqft Gross Area
1st Floor2,030 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,575 sqft (0.22 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area441 sqft Garage
Porch Area468 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address423 STERLING LAKE DR
CityOCOEE
StateFL
Zip34761-4018
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSILVER GLEN PHASE 1 VILLAGE 2 25/127 LOT 67
Legal Range28E
Legal Township22S
Legal Section16
Legal SubdivisionSILVER GLEN PH 1 VILLAGE 2
Legal Phase1
Legal Tract8039
Legal Lot Number67
JurisdictionORANGE FL
Minor Civil DivisionWINTER GARDEN-OCOEE
Census Blockgroup3
Census Block3001
Census Tract15003

Owner

Source: Orange County records · APN 16-22-28-8039-00-670

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address423 STERLING LAKE DR, OCOEE, FL 34761-4018
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 26, 2023Warranty Deed, Transfer
NOT AVAILABLE, TITLETEAM
Mar 01, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 12, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Feb 15, 2023Intrafamily Transfer, Transfer
May 23, 2018Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
PENNYMAC
Aug 04, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 26, 2023 · Amount on Record
Deed SaleMay 26, 2023 · Amount on Record
Prior SaleMay 25, 2022 · Amount on Record
Deed Doc Number2023298850
Prior Transfer DateApr 06, 2020
Prior Transfer Doc0000087423
Record RefreshedJun 08, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateMay 26, 2023
Property Address423 STERLING LAKE DR, OCOEE, FL 34761-4018
Document Number0000298850
Map ReferenceMB 25 PG 127
Instrument DateMay 24, 2023
Instrument20230298850
Transaction TypeTransfer
Record UpdatedJun 16, 2023
Title CompanyNOT AVAILABLE, TITLETEAM

Transaction

AmountAmount Recorded
Tax$2,975.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1331 S RIO GRANDE AVE, ORLANDO, FL 32805

Transferred To (Grantee/Buyer)

NameVerified Name
Address423 STERLING LAKE DR, OCOEE, FL 34761-4018
InvestorPossibly a Property Investor

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address423 STERLING LAKE DR, OCOEE, FL 34761-4018
Transaction TypeMortgage
Record UpdatedMar 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address423 STERLING LAKE DR, OCOEE, FL 34761-4018

Mortgage

Document Number0000139518
DateMar 01, 2022
Instrument20220139518
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2052

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address423 STERLING LAKE DR, OCOEE, FL 34761-4018
Transaction TypeMortgage
Record UpdatedJul 28, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address423 STERLING LAKE DR, OCOEE, FL 34761-4018

Mortgage

Document Number20210415250
DateJul 12, 2021
Instrument20210415250
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term323 Months
DueJun 01, 2048

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE FL
Recording DateFeb 15, 2023
Property Address423 STERLING LAKE DR, OCOEE, FL 34761-4018
Document Number0000087423
Instrument DateApr 06, 2020
Instrument20230087423
Transaction TypeTransfer
Record UpdatedFeb 28, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address423 STERLING LAKE DR, OCOEE, FL 34761-4018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address423 STERLING LAKE DR, OCOEE, FL 34761-4018

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionORANGE FL
Property Address423 STERLING LAKE DR, OCOEE, FL 34761-4018
Document Number0000438535
Instrument DateMay 23, 2018
Transaction TypeMortgage
Record UpdatedAug 15, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address423 STERLING LAKE DR OCOEE FL 347614018, OCOEE, FL 34761-4018

Mortgage

Document Number0000438535
DateJul 25, 2018
Instrument438535
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJul 24, 2048
Interest
Rate TypeFixed Rate

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateAug 04, 2017
Property Address423 STERLING LAKE DR, OCOEE, FL 34761-4018
Document Number0000433290
Map ReferenceMB 25 PG 127
Instrument DateMay 15, 2017
Instrument20170433290
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyOLIVER TITLE LAW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,610.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address438 PENNY ROYAL PL, 438, OVIEDO, FL 32765-9694

Transferred To (Grantee/Buyer)

NameVerified Name
Address423 STERLING LAKE DR, OCOEE, FL 34761-4018

Mortgage

Document Number0000433291
DateAug 04, 2017
Instrument20170433291
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term358 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOcoee City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$361,150 (-1.33%) Land $90,000 Building $271,150$361,150 (-1.33%) Land $90,000 Building $271,150
2025$6,719.00 (+6.18%)$366,030 (+9.64%) Land $90,000 Building $276,030$366,030 (+9.64%) Land $90,000 Building $276,030
2024$6,328.00 (+5.61%)
2023$5,992.00 (+56.74%)$333,848 (+38.06%) Land $90,000 Building $243,848$333,848 (+19.03%) Land $90,000 Building $243,848
2022$3,823.00 Homeowner's exemption$241,812$280,469 Land $75,000 Building $205,469

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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