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415 Sterling Lake Dr, Ocoee, FL 34761 Property Records

Orange County property record for 415 Sterling Lake Dr, Ocoee, FL 34761 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,610 sqft · built 1991
Lot Size0.2 acres (8,715 sqft)
OwnerIndividual Name on File
Last Sale$150,900 (Oct 2003)
Tax Bill$2,003 (2025)
Deeds & MortgagesDec 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN16-22-28-8039-00-410

Property Details

APN / Parcel Number

Primary APN16-22-28-8039-00-410
Alternative APNs
  • 282216803900410
  • 240772
  • 245610
  • 250181

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,610 sqft Living Area
Gross Area2,028 sqft
1st Floor Area1,610 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,715 sqft (0.2 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area18 sqft
Patio Area340 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address415 STERLING LAKE DR
CityOCOEE
StateFL
Zip34761-4018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSILVER GLEN PHASE 1 VILLAGE 2 25/127 LOT 41
Legal Range28E
Legal Township22S
Legal Section16
Legal SubdivisionSILVER GLEN PH 1 VILLAGE 2
Legal Phase1
Legal Tract8039
Legal Lot Number41
JurisdictionORANGE FL
Township / Civil DivisionWINTER GARDEN-OCOEE
Census Block Group3
Census Block3001
Census Tract15003

Owner

Source: Orange County records · APN 16-22-28-8039-00-410

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address415 STERLING LAKE DR, OCOEE, FL 34761-4018
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 07, 2003 · Amount on Record
Deed SaleOct 07, 2003 · Amount on Record
Prior SaleSep 27, 1999 · Amount on Record
Deed Document Number2003581600
Deed Book / Page7139 / 1240
Record UpdatedJun 08, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address415 STERLING LAKE DR, OCOEE, FL 34761-4018
Transaction TypeMortgage
Record UpdatedJan 11, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 STERLING LAKE DR, OCOEE, FL 34761-4018

Mortgage

Document Number0000725774
DateDec 18, 2023
Instrument20230725774
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 25, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOcoee City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$122,114 (+2.7%)$286,210 (-1.22%) Land $90,000 Building $196,210
2025$2,003.00 (+13.04%) Homeowner's exemption$118,904 (+5.99%)$289,750 (+8.69%) Land $90,000 Building $199,750
2024$1,772.00 (+3.69%)
2023$1,709.00 (+4.14%) Homeowner's exemption$112,187 (+3%)$266,581 (+19%) Land $90,000 Building $176,581
2022$1,641.00 Homeowner's exemption$108,919$224,021 Land $75,000 Building $149,021

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950150033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2018)
Most Recent ClaimSep 2018, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 375 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Lumen Technologies, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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