Orange County property record for 421 Sterling Lake Dr, Ocoee, FL 34761 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,293 sqft · built 1992 |
| Lot Size | 0.205 acres (8,928 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $268,000 (Sep 2016) |
| Tax Bill | $3,212 (2025) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-22-28-8039-00-660 |
| Primary APN | 16-22-28-8039-00-660 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,293 sqft Living Area |
| Gross Area | 3,042 sqft |
| 1st Floor Area | 2,293 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,928 sqft (0.205 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 265 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 421 STERLING LAKE DR |
|---|---|
| City | OCOEE |
| State | FL |
| Zip | 34761-4018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SILVER GLEN PHASE 1 VILLAGE 2 25/127 LOT 66 |
| Legal Range | 28E |
| Legal Township | 22S |
| Legal Section | 16 |
| Legal Subdivision | SILVER GLEN PH 1 VILLAGE 2 |
| Legal Phase | 1 |
| Legal Tract | 8039 |
| Legal Lot Number | 66 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | WINTER GARDEN-OCOEE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 15003 |
Source: Orange County records · APN 16-22-28-8039-00-660
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 421 STERLING LAKE DR, OCOEE, FL 34761-4018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 18, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ADDITION FINANCIAL CU |
| Jun 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 07, 2016 · Amount on Record |
| Deed Sale | Sep 07, 2016 · Amount on Record |
| Prior Sale | Feb 10, 2016 · Amount on Record |
| Deed Document Number | 2016467362 |
| Prior Transfer Date | Sep 17, 2005 |
| Prior Transfer Doc | 0000664910 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 421 STERLING LAKE DR, OCOEE, FL 34761-4018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Title Company | PRIMERA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 421 STERLING LAKE DR, OCOEE, FL 34761-4018 |
| Document Number | 0000724604 |
|---|---|
| Date | Dec 18, 2025 |
| Instrument | 20250724604 |
| Name | ADDITION FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | LAKE MARY, FL 32746 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 16, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 421 STERLING LAKE DR, OCOEE, FL 34761-4018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|---|
| Address | 421 STERLING LAKE DR, OCOEE, FL 34761-4018 |
| Document Number | 0000338650 |
|---|---|
| Date | Jun 07, 2021 |
| Instrument | 20210338650 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 01, 2051 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Ocoee City |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $197,645 (+2.7%) | $377,500 (-1.56%) Land $90,000 Building $287,500 | |
| 2025 | $3,212.00 (+8.99%) Homeowner's exemption | $192,449 (+5.99%) | $383,470 (+9.25%) Land $90,000 Building $293,470 |
| 2024 | $2,947.00 (+3.51%) | ||
| 2023 | $2,847.00 (+3.53%) Homeowner's exemption | $181,578 (+3%) | $350,992 (+18%) Land $90,000 Building $260,992 |
| 2022 | $2,750.00 Homeowner's exemption | $176,289 | $297,453 Land $75,000 Building $222,453 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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