St. Louis County property record for 423 Saint Paul Ave, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,248 sqft · built 1921 |
| Lot Size | 0.289 acres (12,590 sqft) |
| Owner | Individual Name on File |
| Last Sale | $196,000 (Jun 2015) |
| Tax Bill | $4,906 (2026) |
| Deeds & Mortgages | Nov 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4690-00350 |
| Primary APN | 010-4690-00350 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Gross Area |
| 1st Floor Area | 832 sqft |
| Basement Area | 416 sqft |
| Finished Basement | 416 sqft |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1921 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 12,590 sqft (0.289 acres) |
| Garage Area | 440 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 127 sqft |
| Deck Area | 168 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 990320 |
|---|---|
| Street Address | 423 SAINT PAUL AVE |
| City | DULUTH |
| State | MN |
| Zip | 55803-2043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1 AND 2 SERIAL # |
| Legal Subdivision | WOODLAND PARK 7TH DIV DULUTH |
| Legal Block | 3 |
| Legal Lot Number | 1-2 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 100 |
423 Saint Paul Ave is owned and occupied by an individual who bought it in June 2015.
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 423 SAINT PAUL AVE, DULUTH, MN 55803-2043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2015 · Amount on File |
| Deed Sale | Jun 17, 2015 · Amount on File |
| Prior Sale | Apr 4, 2013 · Amount on File |
| Deed Document Number | 2015958533 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 423 SAINT PAUL AVE, DULUTH, MN 55803-2043 |
| Document Number | 00T1034368 |
| Instrument Date | Nov 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 423 SAINT PAUL AVE DULUTH MN 558032043, DULUTH, MN 55803-2043 |
| Document Number | 00T1034368 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | T1034368 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 28, 2030 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 423 Saint Paul Ave was $4,906 with a homeowner's exemption, up 19.5% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,906.00 (+19.54%) Homeowner's exemption | ||
| 2025 | $4,104.00 (+2.5%) Homeowner's exemption | $391,600 (+24.32%) Land $39,200 Building $352,400 | $391,600 (+24.32%) Land $39,200 Building $352,400 |
| 2024 | $4,004.00 | $315,000 Land $40,900 Building $274,100 | $315,000 Land $40,900 Building $274,100 |
| 2022 | $259,500 Land $47,500 Building $212,000 | $259,500 Land $47,500 Building $212,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 423 Saint Paul Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 423 Saint Paul Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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