416 Saint Paul Ave, Duluth, MN 55803 Property Records

St. Louis County property record for 416 Saint Paul Ave, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.75 ba · 1,652 sqft · built 1959
Lot Size	0.86 acres (37,468 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Dec 2010)
Tax Bill	$7,370 (2026)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-4690-00470`

Property Details

APN / Parcel Number

Primary APN	`010-4690-00470`
Alternative APN	`1080733`

Interior

Bedrooms	5 Beds
Full Baths	2.75 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,652 sqft Gross Area
1st Floor Area	1,652 sqft
Basement Area	1,652 sqft
Finished Basement	1,652 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	37,468 sqft (0.86 acres)
Garage Area	560 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	560 sqft
Storage Building	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Wood

Location & Zoning

Account Number	1080733
Street Address	416 SAINT PAUL AVE
City	DULUTH
State	MN
Zip	55803-2042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 THRU 6 SERIAL #
Legal Subdivision	WOODLAND PARK SEVENTH DIVISION
Legal Block	4
Legal Lot Number	1-6
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1000
Census Tract	100

Owner

416 Saint Paul Ave is owned and occupied by an individual who acquired it in September 2019.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	416 SAINT PAUL AVE, DULUTH, MN 55803-2042
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2010 · Amount on File
Deed Sale	Dec 9, 2010 · Amount on File
Prior Sale	Oct 29, 2008 · Amount on File
Deed Document Number	2010893666
Last Transfer Date	Sep 17, 2019
Transfer Doc	00T1017146
Record Updated	Sep 20, 2026

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 6, 2019
Property Address	416 SAINT PAUL AVE, DULUTH, MN 55803-2042
Document Number	00T1017146
Instrument Date	Sep 17, 2019
Instrument	T1017146
Transaction Type	Transfer
Record Updated	Feb 3, 2020
Title Company	STATE LOUIS COUNTY TITLE COMPANY, ST LOUIS CNTY TITLE CO

Transaction

Amount	Amount on Record
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	416 SAINT PAUL AVE DULUTH MN 558032042, DULUTH, MN 55803-2042

Mortgage

Document Number	T1017147
Date	Nov 6, 2019
Instrument	T1017147

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 5, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 416 Saint Paul Ave was $7,370 with a homeowner's exemption, up 12.8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,370.00 (+12.83%) Homeowner's exemption
2025	$6,532.00 (+4.18%) Homeowner's exemption	$575,500 (+19.97%) Land $56,300 Building $519,200	$575,500 (+19.97%) Land $56,300 Building $519,200
2024	$6,270.00	$479,700 Land $59,000 Building $420,700	$479,700 Land $59,000 Building $420,700
2022		$411,700 Land $68,400 Building $343,300	$411,700 Land $68,400 Building $343,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 416 Saint Paul Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 416 Saint Paul Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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