301 Saint Paul Ave, Duluth, MN 55803 Property Records

St. Louis County property record for 301 Saint Paul Ave, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,043 sqft · built 1951
Lot Size	0.144 acres (6,291 sqft)
Owner	2 Individual Names on File
Last Sale	$301,000 (Jul 2026)
Tax Bill	$3,610 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-4690-00660`

Property Details

APN / Parcel Number

Primary APN	`010-4690-00660`
Alternative APN	`1047016`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,043 sqft Gross Area
1st Floor Area	1,043 sqft
Basement Area	741 sqft
Finished Basement	741 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	6,291 sqft (0.144 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	40 sqft
Deck Area	333 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1047016
Street Address	301 SAINT PAUL AVE
City	DULUTH
State	MN
Zip	55803-2041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5, BLOCK 6 AND LOT 4, BLOCK 6, EXCEPT THENORTHERLY 25 FEET THEREOF SERIAL #
Legal Subdivision	WOODLAND PARK 7TH DIV DULUTH
Legal Block	6
Legal Lot Number	5
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1009
Census Tract	100

Owner

301 Saint Paul Ave is owned and occupied by two individuals who bought it in July 2026.

Source: St. Louis County records, as of August 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	301 SAINT PAUL AVE, DULUTH, MN 55803-2041
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Jul 6, 2026	Re-recorded Document, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Mar 6, 2018	Warranty Deed, Transfer · Conventional with PMI NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2026 · Amount on File
Deed Sale	Jul 6, 2026 · Amount on File
Prior Sale	Jun 26, 2026 · Amount on File
Deed Document Number	20261535610
Prior Transfer Date	Jun 15, 2026
Prior Transfer Doc	0001535610
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 26, 2026
Property Address	301 SAINT PAUL AVE, DULUTH, MN 55803-2041
Document Number	0001102918
Instrument Date	Jun 15, 2026
Instrument	20261102918
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	BURNET TITLE LLC, BURNET TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100,323.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	301 SAINT PAUL AVE, DULUTH, MN 55803-2041

Mortgage

Document Number	0001102919,
Date	Jun 26, 2026
Instrument	20261102919

Lender

Name	NORTH SHORE BANK OF COMMERCE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Re-recorded Document, Transfer

Document Type	Re-recorded Document
Jurisdiction	ST LOUIS MN
Recording Date	Jul 6, 2026
Property Address	301 SAINT PAUL AVE, DULUTH, MN 55803-2041
Document Number	0001535610
Instrument Date	Jun 15, 2026
Instrument	20261535610
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	BURNET TITLE LLC, BURNET TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100,323.30
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	301 SAINT PAUL AVE, DULUTH, MN 55803-2041

Mortgage

Document Number	0001535610,
Date	Jul 6, 2026
Instrument	20261535610

Lender

Name	NORTH SHORE BANK OF COMMERCE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 6, 2018
Property Address	301 SAINT PAUL AVE, DULUTH, MN 55803-2041
Document Number	00A1328834
Instrument Date	Feb 28, 2018
Instrument	A1328834
Transaction Type	Transfer
Record Updated	Mar 21, 2018
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$593.67
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 SAINT PAUL AVE DULUTH MN 558032041, DULUTH, MN 55803-2041

Mortgage

Document Number	A1328835
Date	Mar 6, 2018
Instrument	A1328835

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 301 Saint Paul Ave was $3,610 with a homeowner's exemption, up 11.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,610.00 (+11.15%) Homeowner's exemption
2025	$3,248.00 (+6.35%) Homeowner's exemption	$298,700 (+16.27%) Land $33,800 Building $264,900	$298,700 (+16.27%) Land $33,800 Building $264,900
2024	$3,054.00	$256,900 Land $35,100 Building $221,800	$256,900 Land $35,100 Building $221,800
2022		$212,700 Land $31,600 Building $181,100	$212,700 Land $31,600 Building $181,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 301 Saint Paul Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 301 Saint Paul Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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