St. Tammany Parish property record for 423 River Oaks Dr, Covington, LA 70433
| Property Type | Single Family Home |
|---|---|
| Details | 3,530 sqft · built 1994 |
| Lot Size | 0.364 acres (15,882 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $639,000 (Apr 2026) |
| Tax Bill | $4,872 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Sep 2021 Sale & Mortgage |
| APN | 112-114-5274 |
| Primary APN | 112-114-5274 |
|---|---|
| Alternative APN |
|
| Building Area | 3,530 sqft Living Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 15,882 sqft (0.364 acres) |
| Garage Area | 1,122 sqft |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 423 RIVER OAKS DR |
|---|---|
| City | COVINGTON |
| State | LA |
| Zip | 70433-5042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 61 RIVER OAKS ESTATES PH 2 INST NO 874720 INST NOS 899651 921034 INST NO 1237649 INST NO 1534922 |
| Legal Subdivision | RIVER OAKS ESTATES |
| Legal Phase | 2 |
| Legal Lot Number | 61 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 40607 |
Source: St. Tammany Parish assessment roll, as of February 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 423 RIVER OAKS DR, COVINGTON, LA 70433-5042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed, Transfer · Conventional Mortgage GMFS |
| Sep 28, 2021 | Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 22, 2026 · Amount on Record |
| Deed Sale | Apr 22, 2026 · Amount on Record |
| Prior Sale | Sep 28, 2021 · Amount on Record |
| Deed Document Number | 20262489078 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Apr 22, 2026 |
| Property Address | 423 RIVER OAKS DR, COVINGTON, LA 70433-5042 |
| Document Number | 0002489078 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 20262489078 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | TITLE2LAND LLC, TITLE2LANDLA LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 423 RIVER OAKS DR, COVINGTON, LA 70433-5042 |
| Document Number | 0002489080, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 20262489080 |
| Name | GMFS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Sep 28, 2021 |
| Property Address | 423 RIVER OAKS DR, COVINGTON, LA 70433-5042 |
| Document Number | 0002293053 |
| Map Reference | DOC 921034 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 2293053 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Title Company | FIDELITY NATIONAL TITLE INSU |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3119 HIGHWAY 98 W, SUMMIT, MS 39666-9350 |
| Name | Verified Name |
|---|---|
| Address | 200 SAINT ANN DR, MANDEVILLE, LA 70471-3224 |
| Document Number | 0002293054 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 2293054 |
| Name | MOVEMENT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: St. Tammany Parish assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,872.00 (-3.56%) Homeowner's exemption | $48,120 (-) Land $5,800 Building $42,320 | $481,201 (-) Land $58,000 Building $423,201 |
| 2024 | $5,052.00 (+8.93%) Homeowner's exemption | $48,120 (+13.25%) Land $5,800 Building $42,320 | $481,201 (+13.25%) Land $58,000 Building $423,201 |
| 2023 | $4,638.00 Homeowner's exemption | $42,491 (-) Land $5,800 Building $36,691 | $424,912 (-) Land $58,000 Building $366,912 |
| 2022 | $4,638.00 Homeowner's exemption | $42,491 Land $5,800 Building $36,691 | $424,912 Land $58,000 Building $366,912 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 258 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 258 in force |
| Nearby Flood Claims | 112 (1995–2024) |
| Claims Outside the SFHA | 3 of 112 |
| Most Recent Claim | Sep 2024 · Hurricane Francine |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 50% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Metronet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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