407 River Oaks Dr, Covington, LA 70433 Property Records

St. Tammany Parish property record for 407 River Oaks Dr, Covington, LA 70433 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	2,740 sqft · built 1995
Owner	2 Individual Names on File
Last Sale	$230,000 (Feb 2011)
Tax Bill	$3,217 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
APN	`112-114-6394`

Property Details

APN / Parcel Number

Primary APN	`112-114-6394`
Alternative APN	`48833`

Interior

Building Area	2,740 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	112-114-6394
Street Address	407 RIVER OAKS DR
City	COVINGTON
State	LA
Zip	70433-5042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 57 RIVER OAKS ESTATES PH 2 INST NO 873540 INST NO 896253 INST NO 1325946 INST NO 1617044 INST NO 1800527
Legal Subdivision	RIVER OAKS ESTATES
Legal Phase	2
Legal Lot Number	57
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	4
Census Block Group	1
Census Block	1010
Census Tract	40607

Owner

Source: St. Tammany Parish records · APN 112-114-6394

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	407 RIVER OAKS DR, COVINGTON, LA 70433-5042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 01, 2011 · Amount on Record
Deed Sale	Feb 01, 2011 · Amount on Record
Deed Document Number	1800527
Record Updated	Jun 08, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	407 RIVER OAKS DR, COVINGTON, LA 70433-5042
Transaction Type	Mortgage
Record Updated	Apr 06, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002245956
Date	Jan 07, 2021
Instrument	2245956

Lender

Name	STANDARD MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 01, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,217.00 (-3.54%) Homeowner's exemption	$34,321 (-) Land $5,800 Building $28,521	$343,206 (-) Land $58,000 Building $285,206
2024	$3,335.00 (+8.81%) Homeowner's exemption	$34,321 (+12.05%) Land $5,800 Building $28,521	$343,206 (+12.05%) Land $58,000 Building $285,206
2023	$3,065.00 Homeowner's exemption	$30,630 (-) Land $5,800 Building $24,830	$306,300 (-) Land $58,000 Building $248,300
2022	$3,065.00 Homeowner's exemption	$30,630 Land $5,800 Building $24,830	$306,300 Land $58,000 Building $248,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 221030406071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records
Flood Insurance Cost	Premium on Record median of 258 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	258 in force 239 of 258 on primary residences
Nearby Flood Claims	112 (1995–2024)
Claims Outside the SFHA	3 of 112
Most Recent Claim	Sep 2024, Hurricane Francine
Flood Events	Hurricane Ida (Sep 2021), 48 claims Hurricane Isaac (Aug 2012), 36 claims Hurricane Katrina (Aug 2005), 10 claims

Wildfire

Wildfire Risk	Low above 35% of the US · above 56% of Louisiana
Wildfire Likelihood	About 1 in 2,439 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.