St. Tammany Parish property record for 415 River Oaks Dr, Covington, LA 70433
| Property Type | Single Family Home |
|---|---|
| Details | 2,675 sqft · built 1994 |
| Owner | Individual Name on File |
| Last Sale | $300,350 (Oct 2019) |
| Tax Bill | $2,998 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Oct 2019 Sale & Mortgage |
| APN | 112-114-5940 |
| Primary APN | 112-114-5940 |
|---|---|
| Alternative APN |
|
| Building Area | 2,675 sqft Living Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Storage Building | 96 sqft |
| Old Parcel Number | 112-114-5940 |
|---|---|
| Street Address | 415 RIVER OAKS DR |
| City | COVINGTON |
| State | LA |
| Zip | 70433-5042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 59 RIVER OAKS ESTATES PH 2 INST NO 888607 INST NO 1072419 INST NO 1250206 INST NO 1449902 INST NO 1536685 INST NO 2162379 |
| Legal Subdivision | RIVER OAKS ESTATES |
| Legal Phase | 2 |
| Legal Lot Number | 59 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 40607 |
Source: St. Tammany Parish assessment roll, as of October 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 415 RIVER OAKS DR, COVINGTON, LA 70433-5042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GMFS LLC |
| Oct 31, 2019 | Deed, Transfer · Conventional Mortgage GMFS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 31, 2019 · Amount on Record |
| Deed Sale | Oct 31, 2019 · Amount on Record |
| Deed Document Number | 2181153 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 415 RIVER OAKS DR, COVINGTON, LA 70433-5042 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Title Company | FIDELITY NATIONAL L LENDERS SOL, FIDELITY NATIONAL LENDER SOL |
| Name | Verified Name |
|---|
| Document Number | 0002232086 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 2232086 |
| Name | GMFS LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Oct 31, 2019 |
| Property Address | 415 RIVER OAKS DR, COVINGTON, LA 70433-5042 |
| Document Number | 0002181153 |
| Map Reference | MAP 1131 |
| Instrument Date | Oct 30, 2019 |
| Instrument | 2181153 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Title Company | LE FLEUR DE LIS TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1504 LANTANA CT, COVINGTON, LA 70433-4556 |
| Document Number | 0002181155 |
|---|---|
| Date | Oct 31, 2019 |
| Instrument | 2181155 |
| Name | GMFS LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: St. Tammany Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,998.00 (-3.54%) Homeowner's exemption | $32,495 (-) Land $5,800 Building $26,695 | $324,948 (-) Land $58,000 Building $266,948 |
| 2024 | $3,108.00 (+5.64%) Homeowner's exemption | $32,495 (+9.41%) Land $5,800 Building $26,695 | $324,948 (+9.41%) Land $58,000 Building $266,948 |
| 2023 | $2,942.00 Homeowner's exemption | $29,700 (-) Land $5,800 Building $23,900 | $297,000 (-) Land $58,000 Building $239,000 |
| 2022 | $2,942.00 Homeowner's exemption | $29,700 Land $5,800 Building $23,900 | $297,000 Land $58,000 Building $239,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 258 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 258 in force |
| Nearby Flood Claims | 112 (1995–2024) |
| Claims Outside the SFHA | 3 of 112 |
| Most Recent Claim | Sep 2024 · Hurricane Francine |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 50% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Metronet Holdings Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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