Madison County property record for 423 Pine Brake Cir, Ridgeland, MS 39157
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 7 ba · 2,178 sqft · built 1994 |
| Lot Size | 0.252 acres (10,975 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $247,925 (Jul 2026) |
| Tax Bill | $2,714 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Apr 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072I-29B-094 |
| Primary APN | 072I-29B-094 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 7 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,178 sqft Adjusted Area |
| Gross Area | 1,916 sqft |
| 1st Floor Area | 1,916 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,975 sqft (0.252 acres) |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|
| Account Number | 16376 |
|---|---|
| Street Address | 423 PINE BRAKE CIR |
| City | RIDGELAND |
| State | MS |
| Zip | 39157-4130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 82 SHADOWOOD PART I C@125 |
| Legal Range | 02E |
| Legal Township | 07N |
| Legal Section | 29 |
| Legal Subdivision | SHADOWOOD PT 1 |
| Legal Lot Number | 82 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 30104 |
Source: Madison County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 423 PINE BRAKE CIR, RIDGELAND, MS 39157-4130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jul 16, 2026 | Warranty Deed, Transfer · FHA Mortgage PLANET HOME LENDING |
| Apr 5, 2022 | Warranty Deed, Transfer · Conventional Mortgage SPROUT MORTGAGE LLC |
| Nov 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 19, 2019 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2026 · Amount on Record |
| Deed Sale | Jul 16, 2026 · Amount on Record |
| Prior Sale | Apr 5, 2022 · Amount on Record |
| Deed Document Number | 20261055644 |
| Deed Book / Page | 4706 / 933 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jul 16, 2026 |
| Property Address | 423 PINE BRAKE CIR, RIDGELAND, MS 39157-4130 |
| Document Number | 0001055644 |
| Book / Page | 4706 / 933 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 20261055644 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 423 PINE BRAKE CIR, RIDGELAND, MS 39157-4130 |
| Document Number | 0001055644, |
|---|---|
| Date | Jul 16, 2026 |
| Book Page | 4707/1 |
| Instrument | 20261055644 |
| Name | PLANET HOME LENDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Apr 5, 2022 |
| Property Address | 423 PINE BRAKE CIR, RIDGELAND, MS 39157-4130 |
| Document Number | 004192/525 |
| Book / Page | 4192 / 525 |
| Map Reference | CAB C SL 125 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 954250 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | LUCKETT LAND TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3598 W GRANT LINE RD # RD325, 3598, TRACY, CA 95304-9471 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1159 LASSEN CT, SAN DIMAS, CA 91773-1346 |
| Investor | Possibly a Property Investor |
| Document Number | 0000954251 |
|---|---|
| Date | Apr 5, 2022 |
| Instrument | 954251 |
| Name | SPROUT MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 423 PINE BRAKE CIR, RIDGELAND, MS 39157-4130 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 423 PINE BRAKE CIR, RIDGELAND, MS 39157-4130 |
| Document Number | 0004132/34 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 4132/34 |
| Instrument | 944127 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 133 Months |
| Due | Dec 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 423 PINE BRAKE CIR, RIDGELAND, MS 39157-4130 |
| Document Number | 0000882868 |
| Instrument Date | Dec 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 423 PINE BRAKE CIR RIDGELAND MS 391574130, RIDGELAND, MS 39157-4130 |
| Document Number | 0000882868 |
|---|---|
| Date | Jan 6, 2020 |
| Book Page | 003805/000627 |
| Instrument | 882868 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 5, 2035 |
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Ridgeland City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,714.00 | $25,188 (-) | $167,920 (-) Land $45,000 Building $122,920 |
| 2024 | $2,714.00 | ||
| 2023 | $2,714.00 | $25,188 | $167,920 Land $45,000 Building $122,920 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.1% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| NETSPEEDMS Fixed Wireless | 301 / 172 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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