415 Pine Brake Cir, Ridgeland, MS 39157 Property Records

Madison County property record for 415 Pine Brake Cir, Ridgeland, MS 39157

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,064 sqft · built 1995
Owner	Individual Name on Record
Tax Bill	$1,579 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072I-29B-090`

Property Details

APN / Parcel Number

Primary APN	`072I-29B-090`
Alternative APNs	`072I-29B-090/00.00` `16372`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,064 sqft Adjusted Area
1st Floor Area	1,746 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Deck Area	170 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	16372
Old Parcel Number	072I-29B-090/00.00
Street Address	415 PINE BRAKE CIR
City	RIDGELAND
State	MS
Zip	39157-4130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 78 SHADOWOOD PART 1 C@125
Legal Range	02E
Legal Township	07N
Legal Section	29
Legal Subdivision	SHADOWOOD PT 1
Legal Lot Number	78
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	1
Census Block	1005
Census Tract	30104

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	415 PINE BRAKE CIR, RIDGELAND, MS 39157-4130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2017	Warranty Deed, Transfer · FHA Mortgage TRUSTMARK NAT'L BK
Jul 25, 2017	Deed of Trust, Mortgage TRUSTMARK NAT'L BK
Jan 17, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2017
Deed Sale	Aug 25, 2017
Prior Sale	Sep 25, 2006
Deed Document Number	0003515563
Deed Book / Page	3515 / 563
Record Updated	Jun 8, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Aug 25, 2017
Property Address	415 PINE BRAKE CIR, RIDGELAND, MS 39157-4130
Document Number	0000819364
Book / Page	003515 / 000563
Instrument Date	Jul 25, 2017
Instrument	819364
Transaction Type	Transfer
Record Updated	Sep 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	415 PINE BRAKE CIR RIDGELAND MS 391574130, RIDGELAND, MS 39157-4130

Mortgage

Document Number	819365
Date	Aug 25, 2017
Book Page	003515/000565
Instrument	819365

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2047

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	415 PINE BRAKE CIR, RIDGELAND, MS 39157-4130
Document Number	0000831617
Instrument Date	Jul 25, 2017
Transaction Type	Mortgage
Record Updated	Jan 26, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 PINE BRAKE CIR RIDGELAND MS 391574130, RIDGELAND, MS 39157-4130

Mortgage

Document Number	0000831617
Date	Jan 17, 2018
Book Page	003562/000525
Instrument	831617

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2048

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADISON MS
Recording Date	Jan 17, 2018
Property Address	415 PINE BRAKE CIR, RIDGELAND, MS 39157-4130
Document Number	0000831616
Book / Page	003262 / 000523
Instrument Date	Jul 25, 2017
Instrument	831616
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 PINE BRAKE CIR RIDGELAND MS 391574130, RIDGELAND, MS 39157-4130

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,579.00 Homeowner's exemption	$16,049 (-)	$160,490 (-) Land $45,000 Building $115,490
2024	$1,579.00
2023	$1,579.00 Homeowner's exemption	$16,049	$160,490 Land $45,000 Building $115,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.1% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: NETSPEEDMS.

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