417 Pine Brake Cir, Ridgeland, MS 39157 Property Records

Madison County property record for 417 Pine Brake Cir, Ridgeland, MS 39157

Property Summary

Property Type	Single Family Home
Details	3 bd · 7 ba · 2,167 sqft · built 1994
Lot Size	0.402 acres (17,532 sqft)
Owner	2 Individual Names on Record
Last Sale	$357,570 (Jun 2026)
Tax Bill	$1,569 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072I-29B-091`

Property Details

APN / Parcel Number

Primary APN	`072I-29B-091`
Alternative APNs	`072I-29B-091/00.00` `16373`

Interior

Bedrooms	3 Beds
Full Baths	7 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,167 sqft Adjusted Area
Gross Area	1,803 sqft
1st Floor Area	1,803 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,532 sqft (0.402 acres)
Deck Area	967 sqft
Patio Area	967 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	16373
Street Address	417 PINE BRAKE CIR
City	RIDGELAND
State	MS
Zip	39157-4130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 79 SHADOWOOD PART 1
Legal Range	02E
Legal Township	07N
Legal Section	29
Legal Subdivision	SHADOWOOD PT 1
Legal Lot Number	79
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	1
Census Block	1005
Census Tract	30104

Owner

Source: Madison County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	417 PINE BRAKE CIR, RIDGELAND, MS 39157-4130
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Warranty Deed, Transfer · Conventional Mortgage ML MORTGAGE CORPORATION
Jun 1, 2026	Quit Claim Deed, Transfer COVENANT TITLE COMPANY
Jun 12, 2018	Warranty Deed, Transfer OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2026 · Amount on Record
Deed Sale	Jun 1, 2026 · Amount on Record
Prior Sale	Jun 1, 2026
Deed Document Number	20261052832
Deed Book / Page	4689 / 298
Prior Transfer Date	Jan 5, 2005
Prior Transfer Doc	0018720465
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jun 1, 2026
Property Address	417 PINE BRAKE CIR, RIDGELAND, MS 39157-4130
Document Number	0001052832
Book / Page	4689 / 298
Instrument Date	May 7, 2026
Instrument	20261052832
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	COVENANT TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	417 PINE BRAKE CIR, RIDGELAND, MS 39157-4130

Mortgage

Document Number	0001052833,
Date	Jun 1, 2026
Instrument	20261052833

Lender

Name	ML MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON MS
Recording Date	Jun 1, 2026
Property Address	417 PINE BRAKE CIR, RIDGELAND, MS 39157-4130
Document Number	0001052830
Book / Page	4689 / 294
Instrument Date	May 7, 2026
Instrument	20261052830
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	COVENANT TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 BENBROOK DR, MADISON, MS 39110-9644
Investor	Possibly a Property Investor

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jun 12, 2018
Property Address	417 PINE BRAKE CIR, RIDGELAND, MS 39157-4130
Document Number	0000840909
Book / Page	003611 / 000553
Instrument Date	May 15, 2018
Instrument	840909
Transaction Type	Transfer
Record Updated	Jul 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 PINE BRAKE CIR RIDGELAND MS 391574130, RIDGELAND, MS 39157-4130

Mortgage

Document Number	840910
Date	Jun 12, 2018
Book Page	003611/000555
Instrument	840910

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	ORLANDO, FL 32801

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,569.00 Homeowner's exemption	$17,350 (-)	$173,500 (-) Land $45,000 Building $128,500
2024	$1,569.00
2023	$1,569.00 Homeowner's exemption	$17,350	$173,500 Land $45,000 Building $128,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.1% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: NETSPEEDMS.

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