Laurens County property record for 423 Neptune Rd, Waterloo, SC 29384
| Property Type | Mobile Home |
|---|---|
| Owner | Individual Name on Record |
| Last Sale | $365,000 (Nov 2025) |
| Tax Bill | $927 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Nov 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 308-00-00-008 |
| Primary APN | 308-00-00-008 |
|---|---|
| Alternative APNs |
|
| Old Parcel Number | 3080000008 01486497 |
|---|---|
| Street Address | 423 NEPTUNE RD |
| City | WATERLOO |
| State | SC |
| Zip | 29384-4743 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LTS 22 & 23 HARBOR VISTA PH II |
| Legal Subdivision | HARBOR VISTA |
| Legal Lot Number | 22,23 23 |
| Jurisdiction | LAURENS SC |
| Township / Civil Division | CROSS HILL |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 921001 |
Source: Laurens County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 423 NEPTUNE RD, WATERLOO, SC 29384-4743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Nov 24, 2025 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jan 7, 2020 | Warranty Deed, Transfer · FHA Mortgage ACOPIA |
| Jan 5, 2017 | Deed of Trust, Mortgage COUNTYBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2025 · Amount on Record |
| Deed Sale | Nov 24, 2025 · Amount on Record |
| Prior Sale | Jan 7, 2020 · Amount on Record |
| Deed Document Number | 2025010755 |
| Deed Book / Page | D1955 / 70 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAURENS SC |
| Property Address | 423 NEPTUNE RD, WATERLOO, SC 29384-4743 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 1568 E BLACKSTOCK RD, MOORE, SC 29369-9696 |
| Document Number | 0M32470011 |
|---|---|
| Date | Jan 13, 2026 |
| Book Page | M3247/11 |
| Instrument | 2026000370 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 2160 SUPERIOR AVE, CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Nov 24, 2025 |
| Property Address | 423 NEPTUNE RD, WATERLOO, SC 29384-4743 |
| Document Number | 0D19550070 |
| Book / Page | D1955 / 70 |
| Map Reference | MB A-179 PG 1 & 2 |
| Instrument Date | Nov 14, 2025 |
| Instrument | 2025010755 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $949.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 423 NEPTUNE RD, WATERLOO, SC 29384-4743 |
| Document Number | 2025010756 |
|---|---|
| Date | Nov 24, 2025 |
| Instrument | 2025010756 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Jan 7, 2020 |
| Property Address | 423 NEPTUNE RD, WATERLOO, SC 29384-4743 |
| Document Number | 0014860010 |
| Book / Page | 001486 / 000010 |
| Instrument Date | Dec 31, 2019 |
| Instrument | 106 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $728.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 423 NEPTUNE RD WATERLOO SC 293844743, WATERLOO, SC 29384-4743 |
| Document Number | 25550071 |
|---|---|
| Date | Jan 7, 2020 |
| Book Page | 002555/000071 |
| Instrument | 107 |
| Name | ACOPIA |
|---|---|
| Address | GOODLETTSVILLE, TN 37072 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 6, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAURENS SC |
| Property Address | 423 NEPTUNE RD, WATERLOO, SC 29384-4743 |
| Document Number | 0023310028 |
| Book / Page | 002331 / 000028 |
| Instrument Date | Jan 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2017 |
| Name | Verified Name |
|---|---|
| Address | 423 NEPTUNE RD WATERLOO SC 293844743, WATERLOO, SC 29384-4743 |
| Document Number | 0023310028 |
|---|---|
| Date | Jan 23, 2017 |
| Book Page | 002331/000028 |
| Instrument | 657 |
| Name | COUNTYBANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, SC 29648 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Jan 22, 2022 |
Source: Laurens County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 55 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $927.00 (+4.39%) Homeowner's exemption | $5,220 (-) Land $2,240 Building $2,980 | |
| 2024 | $888.00 (+52.05%) Homeowner's exemption | $5,220 (+7.05%) Land $2,240 Building $2,980 | |
| 2023 | $584.00 (-27.45%) | $4,876 (-0.08%) Land $2,232 Building $2,644 | $121,900 (-33.21%) Land $55,800 Building $66,100 |
| 2022 | $805.00 | $4,880 Land $2,240 Building $2,640 | $182,500 (-4.45%) Land $115,000 Building $67,500 |
| 2021 | $191,000 Land $115,000 Building $76,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Piedmont Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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