481 Neptune Rd, Waterloo, SC 29384 Property Records

Laurens County property record for 481 Neptune Rd, Waterloo, SC 29384 · Last verified February 2026

Property Summary

Property Type	Mobile Home
Owner	Individual Name on File
Last Sale	$95,000 (Dec 2018)
Tax Bill	$702 (2025)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`308-00-00-019`

Property Details

APN / Parcel Number

Primary APN	`308-00-00-019`
Alternative APNs	`3080000019 01486397` `01486397`

Location & Zoning

Old Parcel Number	3080000019 01486397
Street Address	481 NEPTUNE RD
City	WATERLOO
State	SC
Zip	29384-4743
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 26 HARBOR VISTA
Legal Subdivision	HARBOR VISTA
Legal Lot Number	26
Jurisdiction	LAURENS SC
Township / Civil Division	CROSS HILL
Census Block Group	2
Census Block	2009
Census Tract	921001

Owner

Source: Laurens County records · APN 308-00-00-019

Assessment roll updated September 13, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	481 NEPTUNE RD, WATERLOO, SC 29384-4743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 14, 2018 · Amount on Record
Deed Sale	Dec 14, 2018 · Amount on Record
Deed Document Number	2018010717
Deed Book / Page	D1420 / 055
Record Updated	Jun 08, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAURENS SC
Recording Date	Dec 14, 2018
Property Address	481 NEPTUNE RD, WATERLOO, SC 29384-4743
Document Number	0014200055
Book / Page	001420 / 000055
Instrument Date	Dec 11, 2018
Instrument	10717
Transaction Type	Transfer
Record Updated	Dec 31, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$351.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 VIOLET DR WATERLOO SC 293844573, WATERLOO, SC 29384-4573

Mortgage

Document Number	24710247
Date	Dec 14, 2018
Book Page	002471/000247
Instrument	10719

Lender

Name	SERVION INC
Address	NEW BRIGHTON, MN 55112

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Dec 13, 2033

Tax Assessment & Valuation

Source: Laurens County records · Assessment roll updated September 13, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$702.00 (+4.31%)	$3,860 (-) Land $2,400 Building $1,460
2024	$673.00 (+41.68%)	$3,860 (-) Land $2,400 Building $1,460
2023	$475.00 (-26.92%)	$3,860 (-) Land $2,400 Building $1,460	$96,500 (-) Land $60,000 Building $36,500
2022	$650.00	$3,860 Land $2,400 Building $1,460	$96,500 (-) Land $60,000 Building $36,500
2021			$96,500 Land $60,000 Building $36,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Laurens County (45059C), updated June 20, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450599210012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Nearby Flood Policies	4 in force 3 of 4 on primary residences

Wildfire

Wildfire Risk	Low above 34% of the US · above 8% of South Carolina
Wildfire Likelihood	About 1 in 1,754 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.