Laurens County property record for 379 Neptune Rd, Waterloo, SC 29384
| Property Type | Exempt (Full or Partial) |
|---|---|
| Owner | Individual Name on Record |
| Last Sale | $362,000 (Oct 2021) |
| Tax Bill | $65 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 308-00-00-012 |
| Primary APN | 308-00-00-012 |
|---|---|
| Alternative APNs |
|
| Old Parcel Number | 3080000012 01534397 |
|---|---|
| Street Address | 379 NEPTUNE RD |
| City | WATERLOO |
| State | SC |
| Zip | 29384-4742 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Legal Description | LOTS 19 & 20 HARBOR VISTA |
| Legal Subdivision | HARBOR VISTA |
| Legal Lot Number | 19,20 20 |
| Jurisdiction | LAURENS SC |
| Township / Civil Division | CROSS HILL |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 921001 |
Source: Laurens County records, as of February 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 379 NEPTUNE RD, WATERLOO, SC 29384-4742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2021 | Deed, Transfer · VA Mortgage NEW DAY FINANCIAL LLC |
| Jul 6, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2021 · Amount on Record |
| Deed Sale | Oct 29, 2021 · Amount on Record |
| Prior Sale | Jun 28, 2016 · Amount on Record |
| Deed Document Number | 0000161140 |
| Deed Book / Page | 1611 / 40 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Oct 29, 2021 |
| Property Address | 379 NEPTUNE RD, WATERLOO, SC 29384-4742 |
| Document Number | 0D16110040 |
| Book / Page | D1611 / 40 |
| Map Reference | MB A-389 PG 6 |
| Instrument Date | Oct 29, 2021 |
| Instrument | 2021010115 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,339.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 379 NEPTUNE RD, WATERLOO, SC 29384-4742 |
| Document Number | 2021010116 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 2021010116 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAURENS SC |
| Property Address | 379 NEPTUNE RD, WATERLOO, SC 29384-4742 |
| Document Number | 0024390092 |
| Instrument Date | Jul 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2018 |
| Name | Verified Name |
|---|---|
| Address | 379 NEPTUNE RD WATERLOO SC 293844742, WATERLOO, SC 29384-4742 |
| Document Number | 0024390092 |
|---|---|
| Date | Jul 11, 2018 |
| Book Page | 002439/000092 |
| Instrument | 5848 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 10, 2033 |
Source: Laurens County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 55 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $65.00 Additional exemption filed | ||
| 2024 | $65.00 Additional exemption filed | ||
| 2022 | $65.00 | $14,400 Land $7,200 Building $7,200 | $360,000 (+1%) Land $180,000 Building $180,000 |
| 2021 | $180,000 Land $180,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Piedmont Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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