410 N Pine St, Waterman, IL 60556 Property Records

DeKalb County property record for 410 N Pine St, Waterman, IL 60556

Property Summary

Property Type	Single Family Home
Lot Size	0.359 acres (15,650 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Jun 2022)
Tax Bill	$5,287 (2024)
Deeds & Mortgages	Jun 2022 Sale Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-16-229-012`

Property Details

APN / Parcel Number

Primary APN	`14-16-229-012`

Exterior

Lot Area	15,650 sqft (0.359 acres)
Lot Dimensions	128 ft deep x 122 ft wide

Location & Zoning

Account Number	1416229012
Street Address	410 N PINE ST
City	WATERMAN
State	IL
Zip	60556-9774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 - PETERSONS ADDITION
Legal Subdivision	PETERSONS ADDITION
Legal Lot Number	25
Jurisdiction	DE KALB IL
Township / Civil Division	CLINTON
Census Block Group	2
Census Block	2015
Census Tract	1800

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3072 E 1825TH RD, OTTAWA, IL 61350-9037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Warranty Deed, Transfer NORTHERN LAND TITLE CORPORATION, NLT
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS CMNTY CU
Jun 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS CMNTY CU
Jan 13, 2017	Deed of Trust, Mortgage · Conventional with PMI ILLINOIS CMNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2022 · Amount on Record
Deed Sale	Jun 21, 2022 · Amount on Record
Deed Document Number	20225944
Prior Transfer Date	Sep 2, 2005
Prior Transfer Doc	0000017963
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jun 21, 2022
Property Address	410 N PINE ST, WATERMAN, IL 60556-9774
Document Number	0000005944
Map Reference	DOC 340074
Instrument Date	May 27, 2022
Instrument	2022005944
Transaction Type	Transfer
Record Updated	Jul 1, 2022
Title Company	NORTHERN LAND TITLE CORPORATION, NLT

Transaction

Amount	Amount Recorded
Tax	$235.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N PINE ST, WATERMAN, IL 60556-9774

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	410 N PINE ST, WATERMAN, IL 60556-9774
Document Number	0000008964
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N PINE ST WATERMAN IL 605569774, WATERMAN, IL 60556-9774

Mortgage

Document Number	0000008964
Date	Sep 3, 2020
Instrument	8964

Lender

Name	ILLINOIS CMNTY CU
Type	Credit Union
Address	SYCAMORE, IL 60178

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 2, 2035

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	410 N PINE ST, WATERMAN, IL 60556-9774
Document Number	0000005566
Instrument Date	Jun 7, 2019
Transaction Type	Mortgage
Record Updated	Aug 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N PINE ST WATERMAN IL 605569774, WATERMAN, IL 60556-9774

Mortgage

Document Number	0000005566
Date	Jul 1, 2019
Instrument	5566

Lender

Name	ILLINOIS CMNTY CU
Type	Credit Union
Address	SYCAMORE, IL 60178

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 30, 2029

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	410 N PINE ST, WATERMAN, IL 60556-9774
Document Number	0000000409
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	Mar 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N PINE ST WATERMAN IL 605569774, WATERMAN, IL 60556-9774

Mortgage

Document Number	0000000409
Date	Jan 19, 2017
Instrument	409

Lender

Name	ILLINOIS CMNTY CU
Type	Credit Union
Address	SYCAMORE, IL 60178

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	120 Months
Due	Jan 18, 2027

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Clinton Township
Municipality	Waterman Village
Unified School District	Indian Creek Community Unit District 425 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$88,736 (+22.12%) Land $14,519 Building $74,217	$266,208 (+22.12%) Land $43,557 Building $222,651
2024	$5,287.00
2023		$72,662 Land $11,889 Building $60,773	$217,986 Land $35,667 Building $182,319

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERMAN serves 1,497 people · EPA ID IL0370600
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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