Maricopa County property record for 423 N Cobblestone St, Gilbert, AZ 85234
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,603 sqft · built 1991 |
| Lot Size | 0.096 acres (4,204 sqft) |
| Owner | Owner Name on File |
| Last Sale | $119,500 (May 1999) |
| Tax Bill | $1,340 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 304-13-559 |
| Primary APN | 304-13-559 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,603 sqft Living Area |
| 1st Floor Area | 839 sqft |
| 2nd Floor Area | 764 sqft |
| Year Built | Built 1991 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete Tile |
| Lot Area | 4,204 sqft (0.096 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 160 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 423 N COBBLESTONE ST |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85234-4825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | STONECREEK MCR 300-41 |
| Legal Range | 06E |
| Legal Township | 01S |
| Legal Section | 08 |
| Legal Quarter | NE |
| Quarter-Quarter Section | SE |
| Legal Subdivision | STONECREEK LOT 1-231 TR A-S |
| Legal Lot Number | 142 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 422509 |
The current owner of 423 N Cobblestone St bought it in May 1999.
Source: Maricopa County records, as of November 20, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 423 N COBBLESTONE ST, GILBERT, AZ 85234-4825 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 1999 · Amount on File |
| Deed Sale | May 28, 1999 · Amount on File |
| Deed Document Number | 19990514282 |
| Deed Book / Page | 304 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 423 N COBBLESTONE ST, GILBERT, AZ 85234-4825 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 423 N COBBLESTONE ST, GILBERT, AZ 85234-4825 |
| Document Number | 0000628362 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 20210628362 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 423 N Cobblestone St was $1,340.
Source: Maricopa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $37,580 | $375,800 Land $75,100 Building $300,700 | |
| 2025 | $1,340.00 | ||
| 2024 | $37,700 | $377,000 Land $75,400 Building $301,600 | |
| 2023 | $1,298.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 423 N Cobblestone St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 423 N Cobblestone St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Arizona |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 755 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 400 / 400 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
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