422 N Cobblestone St, Gilbert, AZ 85234 Property Records

Maricopa County property record for 422 N Cobblestone St, Gilbert, AZ 85234

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,173 sqft · built 1991
Lot Size0.095 acres (4,138 sqft)
OwnerIndividual Name on Record
Last Sale$480,000 (Apr 2023)
Tax Bill$1,702 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Jun 2021 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN304-13-516

Property Details

APN / Parcel Number

Primary APN304-13-516
Alternative APN
  • 304135169

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,173 sqft Living Area
1st Floor Area956 sqft
2nd Floor Area1,217 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete
Lot Area4,138 sqft (0.095 acres)
Parking Spaces2 Parking Spaces
Pool Area365 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address422 N COBBLESTONE ST
CityGILBERT
StateAZ
Zip85234-4826
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionSTONECREEK LOT 1-231 TR A-S MCR 300-41
Legal Range6E
Legal Township1S
Legal Section8
Legal SubdivisionSTONECREEK LOT 1-231 TR A-S
Legal Lot Number99
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1000
Census Tract422509

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4113 E CHAMBERS ST, PHOENIX, AZ 85040-9064
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2023Warranty Deed, Transfer · Conventional Mortgage
MEGA CAPITAL FUNDING INC
Jun 7, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Aug 3, 2020Deed of Trust, Mortgage · VA Mortgage
AMERICAN FINANCIAL NETWORK INC
Jan 11, 2019Warranty Deed, Transfer · VA Mortgage
USAA FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 26, 2023 · Amount on Record
Deed SaleApr 26, 2023 · Amount on Record
Prior SaleJan 11, 2019 · Amount on Record
Deed Document Number2023214688
Prior Transfer DateMay 13, 1994
Prior Transfer Doc0000503613
Record UpdatedOct 29, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateApr 26, 2023
Property Address422 N COBBLESTONE ST, GILBERT, AZ 85234-4826
Document Number0000214688
Map ReferenceMB 300 PG 41
Instrument DateApr 21, 2023
Instrument20230214688
Transaction TypeTransfer
Record UpdatedMay 9, 2023
Title CompanyMAGNUS TITLE AGENCY, MAGNUS TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address422 N COBBLESTONE ST, GILBERT, AZ 85234-4826

Transferred To (Grantee/Buyer)

NameVerified Name
Address4113 E CHAMBERS ST, PHOENIX, AZ 85040-9064

Mortgage

Document Number0000214689
DateApr 26, 2023
Instrument20230214689
Lender
NameMEGA CAPITAL FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address422 N COBBLESTONE ST, GILBERT, AZ 85234-4826
Transaction TypeMortgage
Record UpdatedJun 16, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address7422 N COBBLESTONE ST, GILBERT, AZ 85234

Mortgage

Document Number0000626222
DateJun 7, 2021
Instrument20210626222
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term349 Months
DueJul 1, 2050

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address422 N COBBLESTONE ST, GILBERT, AZ 85234-4826
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000701849
DateAug 3, 2020
Instrument20200701849
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueJul 1, 2050

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateJan 11, 2019
Property Address422 N COBBLESTONE ST, GILBERT, AZ 85234-4826
Document Number0000023284
Map ReferenceDOC1987-166751
Instrument DateSep 10, 2018
Instrument20190023284
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyEQUITY TITLE AGENCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address422 N COBBLESTONE ST, 422, GILBERT, AZ 85234-4826

Transferred To (Grantee/Buyer)

NameVerified Name
Address422 N COBBLESTONE ST, GILBERT, AZ 85234-4826

Mortgage

Document Number0000023285
DateJan 11, 2019
Instrument20190023285
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$44,050 (+95.93%)$440,500 (+6.02%) Land $88,100 Building $352,400
2025$1,702.00 (+3.28%)$22,483 (-49.28%)$415,500 (-6.27%) Land $83,100 Building $332,400
2024$44,330$443,300 Land $88,600 Building $354,700
2023$1,648.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 755 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
400 / 400
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20

Nearby Properties on N Cobblestone St

Nearby Streets

Search Property Records by Address or Parcel Number