Maricopa County property record for 414 N Cobblestone St, Gilbert, AZ 85234
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,692 sqft · built 1992 |
| Lot Size | 0.092 acres (4,029 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $480,000 (Jan 2026) |
| Tax Bill | $1,414 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jan 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 304-13-514 |
| Primary APN | 304-13-514 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,692 sqft Living Area |
| 1st Floor Area | 952 sqft |
| 2nd Floor Area | 740 sqft |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete Tile |
| Lot Area | 4,029 sqft (0.092 acres) |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 350 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 414 N COBBLESTONE ST |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85234-4826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | STONECREEK MCR 300-41 |
| Legal Range | 06E |
| Legal Township | 01S |
| Legal Section | 08 |
| Legal Quarter | NE |
| Quarter-Quarter Section | SE |
| Legal Subdivision | STONECREEK LOT 1-231 TR A-S |
| Legal Lot Number | 97 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 422509 |
Source: Maricopa County records, as of January 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 414 N COBBLESTONE ST, GILBERT, AZ 85234-4826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jan 8, 2026 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN AIRLINES FCU |
| Jul 31, 2020 | Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2026 · Amount on Record |
| Deed Sale | Jan 8, 2026 · Amount on Record |
| Prior Sale | Jul 31, 2020 · Amount on Record |
| Deed Document Number | 20260012665 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 414 N COBBLESTONE ST, GILBERT, AZ 85234-4826 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Title Company | ADVANTAGEONE TITLE, ADVANTAGE TITLE |
| Name | Verified Name |
|---|---|
| Address | 414 N COBBLESTONE ST, GILBERT, AZ 85234-4826 |
| Document Number | 0000812740 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 20210812740 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Jan 8, 2026 |
| Property Address | 414 N COBBLESTONE ST, GILBERT, AZ 85234-4826 |
| Document Number | 0000012665 |
| Map Reference | MB 300 PG 41 |
| Instrument Date | Jan 5, 2026 |
| Instrument | 20260012665 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Title Company | SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 414 N COBBLESTONE ST, GILBERT, AZ 85234-4826 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 414 N COBBLESTONE ST, GILBERT, AZ 85234-4826 |
| Document Number | 0000012666 |
|---|---|
| Date | Jan 8, 2026 |
| Instrument | 20260012666 |
| Name | AMERICAN AIRLINES FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Jul 31, 2020 |
| Property Address | 414 N COBBLESTONE ST, GILBERT, AZ 85234-4826 |
| Document Number | 0000696159 |
| Map Reference | DOC 1987-166751 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 20200696159 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | LAWYERS TITLE OF ARIZONA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4077 W YOVETOWN WY, 4077, FLORENCE, AZ 85132 |
| Name | Verified Name |
|---|---|
| Address | 414 N COBBLESTONE ST, GILBERT, AZ 85234-4826 |
| Document Number | 0000696160 |
|---|---|
| Date | Jul 31, 2020 |
| Instrument | 20200696160 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Maricopa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $39,010 (-0.81%) | $390,100 (-0.81%) Land $78,000 Building $312,100 | |
| 2025 | $1,414.00 (+1.29%) | ||
| 2024 | $39,330 | $393,300 Land $78,600 Building $314,700 | |
| 2023 | $1,396.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Arizona |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 755 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 400 / 400 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
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