423 N 1st St, Brainerd, MN 56401 Property Records

Crow Wing County property record for 423 N 1st St, Brainerd, MN 56401

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 1,291 sqft · built 1898
Lot Size	0.26 acres (11,326 sqft)
Owner	Company Name on Record
Last Sale	$113,900 (Feb 2020)
Tax Bill	$2,014 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09166002013Z009`

Property Details

APN / Parcel Number

Primary APN	`09166002013Z009`
Alternative APNs	`41241582` `170559`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	1,291 sqft Living Area
1st Floor Area	773 sqft
Basement Area	372 sqft
Unfinished Basement	372 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1980
Architectural Style	Multi-Family
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Garage Area	264 sqft
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	66 sqft
Lean-To	220 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Heating System	Oil

Location & Zoning

Account Number	170559
Street Address	423 N 1ST ST
City	BRAINERD
State	MN
Zip	56401-3031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 13 THRU 15 INCLUSIVE BLOCK 2
Legal Range	31W
Legal Township	45N
Legal Section	24
Legal Subdivision	RIVERSIDE ADDITION TO THE CITY OF
Legal Block	2
Legal Lot Number	13-15
Jurisdiction	CROW WING MN
Township / Civil Division	BRAINERD
Census Block Group	1
Census Block	1006
Census Tract	951200

Owner

Source: Crow Wing County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2994 LAKE SHORE AVE, MAPLE PLAIN, MN 55359-9665
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2020 · Amount on Record
Deed Sale	Feb 21, 2020 · Amount on Record
Prior Sale	May 1, 2005 · Amount on Record
Last Transfer Date	Jun 24, 2021
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROW WING MN
Recording Date	Jul 1, 2026
Property Address	423 N 1ST ST, BRAINERD, MN 56401-3031
Document Number	0001025874
Instrument Date	Jun 26, 2026
Instrument	20261025874
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	2994 LAKE SHORE AVE, MAPLE PLAIN, MN 55359-9665

Mortgage

Document Number	0001025874,
Date	Jul 1, 2026
Instrument	20261025874

Lender

Name	DEERWOOD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 26, 2031

Interest

Rate	6.53%
Max Rate	-1%

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Brainerd City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,014.00 (+20.17%)	$158,100 (+4.01%) Land $47,600 Building $110,500	$158,100 (+4.01%) Land $47,600 Building $110,500
2025		$152,000 (+7.04%) Land $46,800 Building $105,200	$152,000 (+7.04%) Land $46,800 Building $105,200
2023	$1,676.00	$142,000 Land $40,900 Building $101,100	$142,000 Land $40,900 Building $101,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Brainerd serves 14,670 people · EPA ID MN1180002
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.63 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
CTC Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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