Crow Wing County property record for 407 N 1st St, Brainerd, MN 56401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,026 sqft · built 1898 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $138,000 (Sep 2015) |
| Tax Bill | $1,874 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09166002004Z009 |
| Primary APN | 09166002004Z009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,026 sqft Living Area |
| 1st Floor Area | 724 sqft |
| Basement Area | 145 sqft |
| Finished Basement | 145 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Area | 240 sqft |
| Driveway | Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 218 sqft |
| Storage Building | Storage Building |
| Heating System | Central |
|---|
| Account Number | 149661 |
|---|---|
| Street Address | 407 N 1ST ST |
| City | BRAINERD |
| State | MN |
| Zip | 56401-3031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 4 AND 5 BLOCK 2 AND S. 1/2 OF LOT 6 BLOCK 2 |
| Legal Range | 31W |
| Legal Township | 45N |
| Legal Section | 24 |
| Legal Subdivision | RIVERSIDE ADDITION TO THE CITY OF |
| Legal Block | 2 |
| Legal Lot Number | 4,6 |
| Jurisdiction | CROW WING MN |
| Township / Civil Division | BRAINERD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 951200 |
Source: Crow Wing County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 407 N 1ST ST, BRAINERD, MN 56401-3031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2015 · Amount on Record |
| Deed Sale | Sep 29, 2015 · Amount on Record |
| Prior Sale | Sep 1, 2006 · Amount on Record |
| Deed Document Number | 2015415297 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CROW WING MN |
| Property Address | 407 N 1ST ST, BRAINERD, MN 56401-3031 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 407 N 1ST ST, BRAINERD, MN 56401-3031 |
| Document Number | 0001018477 |
|---|---|
| Date | Dec 18, 2025 |
| Instrument | 1018477 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
Source: Crow Wing County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Crow Wing County |
| Municipality | Brainerd City |
| Unified School District | Brainerd Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,874.00 (+14.83%) Homeowner's exemption | $214,800 (+6.81%) Land $49,800 Building $165,000 | $214,800 (+6.81%) Land $49,800 Building $165,000 |
| 2025 | $201,100 (+10.86%) Land $50,700 Building $150,400 | $201,100 (+10.86%) Land $50,700 Building $150,400 | |
| 2023 | $1,632.00 Homeowner's exemption | $181,400 Land $44,500 Building $136,900 | $181,400 Land $44,500 Building $136,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2001) |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Brainerd serves 14,670 people · EPA ID MN1180002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Copper | 1.63 mg/L (2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| CTC Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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