407 N 1st St, Brainerd, MN 56401 Property Records

Crow Wing County property record for 407 N 1st St, Brainerd, MN 56401

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,026 sqft · built 1898
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$138,000 (Sep 2015)
Tax Bill$1,874 (2026)
Deeds & MortgagesDec 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN09166002004Z009

Property Details

APN / Parcel Number

Primary APN09166002004Z009
Alternative APNs
  • 41241586
  • 149661

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,026 sqft Living Area
1st Floor Area724 sqft
Basement Area145 sqft
Finished Basement145 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1898
Effective Year BuiltEffective 1991
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Garage Area240 sqft
DrivewayDriveway

Exterior Amenities

PorchSlab
Porch Area192 sqft
Deck Area218 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number149661
Street Address407 N 1ST ST
CityBRAINERD
StateMN
Zip56401-3031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 4 AND 5 BLOCK 2 AND S. 1/2 OF LOT 6 BLOCK 2
Legal Range31W
Legal Township45N
Legal Section24
Legal SubdivisionRIVERSIDE ADDITION TO THE CITY OF
Legal Block2
Legal Lot Number4,6
JurisdictionCROW WING MN
Township / Civil DivisionBRAINERD
Census Block Group1
Census Block1006
Census Tract951200

Owner

Source: Crow Wing County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address407 N 1ST ST, BRAINERD, MN 56401-3031
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 2015 · Amount on Record
Deed SaleSep 29, 2015 · Amount on Record
Prior SaleSep 1, 2006 · Amount on Record
Deed Document Number2015415297
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCROW WING MN
Property Address407 N 1ST ST, BRAINERD, MN 56401-3031
Transaction TypeMortgage
Record UpdatedJan 23, 2026
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 N 1ST ST, BRAINERD, MN 56401-3031

Mortgage

Document Number0001018477
DateDec 18, 2025
Instrument1018477
Lender
NameUS BANK NA
TypeBank
AddressHOPKINS, MN 55343
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2055

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCrow Wing County
MunicipalityBrainerd City
Unified School DistrictBrainerd Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,874.00 (+14.83%) Homeowner's exemption$214,800 (+6.81%) Land $49,800 Building $165,000$214,800 (+6.81%) Land $49,800 Building $165,000
2025$201,100 (+10.86%) Land $50,700 Building $150,400$201,100 (+10.86%) Land $50,700 Building $150,400
2023$1,632.00 Homeowner's exemption$181,400 Land $44,500 Building $136,900$181,400 Land $44,500 Building $136,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2001)
Most Recent ClaimApr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBrainerd
serves 14,670 people · EPA ID MN1180002
Water SourceGroundwater
Last State InspectionOct 2025
Lead2 ppb (2025)
action level 15 ppb
Copper1.63 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
CTC
Fiber
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on N 1st St

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