403 N 1st St, Brainerd, MN 56401 Property Records

Crow Wing County property record for 403 N 1st St, Brainerd, MN 56401

Property Summary

Property Type	Single Family Home
Details	1,162 sqft
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$224,900 (May 2026)
Tax Bill	$1,948 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09166002002Z009`

Property Details

APN / Parcel Number

Primary APN	`09166002002Z009`
Alternative APNs	`41241587` `168704`

Interior

Stories	1 Story
Building Area	1,162 sqft Living Area
1st Floor Area	812 sqft
Flooring	Wood

Exterior

Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Area	252 sqft
Porch	Enclosed Porch

Utilities, Heating & Cooling

Heating System	Oil

Location & Zoning

Account Number	168704
Street Address	403 N 1ST ST
City	BRAINERD
State	MN
Zip	56401-3031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 2 AND 3 BLOCK 2
Legal Range	31W
Legal Township	45N
Legal Section	24
Legal Subdivision	RIVERSIDE ADDITION TO THE CITY OF
Legal Block	2
Legal Lot Number	2
Jurisdiction	CROW WING MN
Township / Civil Division	BRAINERD
Census Block Group	1
Census Block	1006
Census Tract	951200

Owner

Source: Crow Wing County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 N 1ST ST, BRAINERD, MN 56401-3031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on Record
Deed Sale	May 29, 2026 · Amount on Record
Prior Sale	Dec 7, 2020 · Amount on Record
Deed Document Number	20261024329
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROW WING MN
Recording Date	May 29, 2026
Property Address	403 N 1ST ST, BRAINERD, MN 56401-3031
Document Number	0001024329
Instrument Date	May 22, 2026
Instrument	20261024329
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	LAWYERS TITLE SERVICES LLC, LAWYERS TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74,959.17
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 N 1ST ST, BRAINERD, MN 56401-3031

Mortgage

Document Number	0001024330,
Date	May 29, 2026
Instrument	20261024330

Lender

Name	MID MINNESOTA FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Brainerd City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,948.00 (+8.71%)	$196,302 (-5.4%)	$222,800 (+7.37%) Land $46,000 Building $176,800
2025		$207,500 (+4.53%) Land $46,000 Building $161,500	$207,500 (+4.53%) Land $46,000 Building $161,500
2023	$1,792.00 Homeowner's exemption	$198,500 Land $42,600 Building $155,900	$198,500 Land $42,600 Building $155,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Brainerd serves 14,670 people · EPA ID MN1180002
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.63 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
CTC Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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