423 Monroe St, Delta, OH 43515 Property Records

Fulton County property record for 423 Monroe St, Delta, OH 43515

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 880 sqft · built 1936
Lot Size	0.235 acres (10,228 sqft)
Owner	Individual Name on Record
Last Sale	$48,000 (Sep 2017)
Tax Bill	$957 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit Sep 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-058840-00.000`

Property Details

APN / Parcel Number

Primary APN	`31-058840-00.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	880 sqft Living Area
Gross Area	2,048 sqft
1st Floor Area	880 sqft
Basement Area	880 sqft
Unfinished Basement	880 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	10,228 sqft (0.235 acres)
Lot Dimensions	310 ft deep x 33 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	216 sqft
Patio Area	144 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	423 MONROE ST
City	DELTA
State	OH
Zip	43515-1029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GATES SECOND ADDITION LOT 125 S 33FT N 66FT
Legal Subdivision	GATES SECOND ADDITION
Legal Lot Number	125
Jurisdiction	FULTON OH
Township / Civil Division	YORK
Census Block Group	1
Census Block	1014
Census Tract	40400

Owner

Source: Fulton County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	423 MONROE ST, DELTA, OH 43515-1029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2020	Deed of Trust, Mortgage · Line of Credit THE FARMERS & MERCHANTS STATE BANK
Sep 5, 2017	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 1, 2017	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2017 · Amount on Record
Deed Sale	Sep 5, 2017 · Amount on Record
Prior Sale	Jan 1, 1990
Deed Document Number	2017242977
Deed Book / Page	342 / 2492
Prior Transfer Date	Jan 27, 2017
Prior Transfer Doc	00338/3585
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	423 MONROE ST, DELTA, OH 43515-1029
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	359/829
Date	Feb 19, 2020
Book Page	359/829
Instrument	202000257392

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	ARCHBOLD, OH 43502

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Mar 20, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON OH
Recording Date	Sep 5, 2017
Property Address	423 MONROE ST, DELTA, OH 43515-1029
Document Number	00342/2492
Book / Page	0342 / 2492
Instrument Date	Sep 1, 2017
Instrument	201700242977
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 MADDIE ST, SWANTON, OH 43558-1462

February 2017: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FULTON OH
Recording Date	Feb 1, 2017
Property Address	423 MONROE ST, DELTA, OH 43515-1029
Document Number	00338/3585
Book / Page	0338 / 3585
Instrument Date	Jan 27, 2017
Instrument	201700239455
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10810 COUNTY ROAD M, WAUSEON, OH 43567-9608

Tax Assessment & Valuation

Source: Fulton County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fulton County
County Subdivision	York Township
Municipality	Delta Village
Unified School District	Pike-Delta-York Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$957.00 (-5.53%)	$21,380 (-0.05%) Land $3,950 Building $17,430	$61,100 (-) Land $11,300 Building $49,800
2024	$1,013.00 (-1.07%)	$21,390 (-) Land $3,960 Building $17,430	$61,100 (-) Land $11,300 Building $49,800
2023	$1,024.00 (+1.69%)	$21,390 (+27.32%) Land $3,960 Building $17,430	$61,100 (+27.29%) Land $11,300 Building $49,800
2022	$1,007.00	$16,800 Land $3,290 Building $13,510
2020			$48,000 Land $9,400 Building $38,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2013–2019)
Most Recent Claim	Feb 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTA VILLAGE serves 3,518 people · EPA ID OH2600311
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023 Turbidity resolved · Jun 2020 Failure to filter resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: MetaLINK Technologies, Verizon.

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