420 Monroe St, Delta, OH 43515 Property Records

Fulton County property record for 420 Monroe St, Delta, OH 43515

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,148 sqft · built 2016
Lot Size	0.238 acres (10,359 sqft)
Owner	Individual Name on File
Tax Bill	$2,180 (2025)
Deeds & Mortgages	Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`31-061284-00.000`

Property Details

APN / Parcel Number

Primary APN	`31-061284-00.000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,148 sqft Living Area
Gross Area	1,271 sqft
1st Floor Area	1,148 sqft
Attic	Attic
Attic Area	363 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,359 sqft (0.238 acres)
Lot Dimensions	140 ft deep x 74 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	420 MONROE ST
City	DELTA
State	OH
Zip	43515-1056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	7E-7N-12 PT W1/2 SE PAR 92
Legal Range	07E
Legal Township	07N
Legal Section	12
Jurisdiction	FULTON OH
Township / Civil Division	YORK
Census Block Group	1
Census Block	1013
Census Tract	40400

Owner

420 Monroe St is owned and occupied by an individual who acquired it in January 1990.

Source: Fulton County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	420 MONROE ST, DELTA, OH 43515-1056
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1990
Deed Sale	Jan 1, 1990
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	420 MONROE ST, DELTA, OH 43515-1056
Transaction Type	Mortgage
Record Updated	Mar 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0345/0668
Date	Jan 9, 2018
Book Page	0345/0668
Instrument	201800245126

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	ARCHBOLD, OH 43502

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 20, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 420 Monroe St was $2,180, down 5.3% from the year before.

Source: Fulton County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fulton County
County Subdivision	York Township
Municipality	Delta Village
Unified School District	Pike-Delta-York Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,180.00 (-5.34%)	$49,840 (-) Land $7,280 Building $42,560	$142,400 (-) Land $20,800 Building $121,600
2024	$2,303.00 (-0.73%)	$49,840 (-) Land $7,280 Building $42,560	$142,400 (-) Land $20,800 Building $121,600
2023	$2,320.00 (+6.72%) Homeowner's exemption	$49,840 (+27.57%) Land $7,280 Building $42,560	$142,400 Land $20,800 Building $121,600
2022	$2,174.00 Homeowner's exemption	$39,070 Land $6,060 Building $33,010
2020			$111,600 Land $17,300 Building $94,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 420 Monroe St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2013–2019)
Most Recent Claim	Feb 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 Monroe St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTA VILLAGE serves 3,518 people · EPA ID OH2600311
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023 Turbidity resolved · Jun 2020 Failure to filter resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: MetaLINK Technologies, Verizon.

Nearby Properties on Monroe St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures