427 Monroe St, Delta, OH 43515 Property Records

Fulton County property record for 427 Monroe St, Delta, OH 43515

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,551 sqft · built 1900
Lot Size	0.467 acres (20,329 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Jun 2023)
Tax Bill	$1,805 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage May 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-058960-00.000`

Property Details

APN / Parcel Number

Primary APN	`31-058960-00.000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,551 sqft Living Area
Gross Area	2,966 sqft
1st Floor Area	999 sqft
Upper Floors Area	552 sqft
Basement Area	999 sqft
Unfinished Basement	999 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	20,329 sqft (0.467 acres)
Lot Dimensions	308 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	427 MONROE ST
City	DELTA
State	OH
Zip	43515-1029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GATES SECOND ADDITION LOT 137 N66 S132
Legal Range	00
Legal Township	00
Legal Section	13
Legal Subdivision	GATES SECOND ADDITION
Legal Lot Number	137
Jurisdiction	FULTON OH
Township / Civil Division	YORK
Census Block Group	1
Census Block	1014
Census Tract	40400

Owner

Source: Fulton County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	427 MONROE ST, DELTA, OH 43515-1029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Survivorship Deed, Transfer · Conventional Mortgage GVC MORTGAGE INC
May 22, 2023	Affidavit of Death of Joint Tenant, Transfer
Jan 25, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2023 · Amount on File
Deed Sale	Jun 15, 2023 · Amount on File
Prior Sale	Feb 4, 1997 · Amount on File
Deed Document Number	20232179
Deed Book / Page	377 / 1917
Prior Transfer Date	May 22, 2023
Prior Transfer Doc	000377/399
Record Updated	Sep 20, 2026

June 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	FULTON OH
Recording Date	Jun 15, 2023
Property Address	427 MONROE ST, DELTA, OH 43515-1029
Document Number	00377/1917
Book / Page	377 / 1917
Instrument Date	May 15, 2023
Instrument	202300002179
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	417 MONROE ST, DELTA, OH 43515-1029

Mortgage

Document Number	202300002180
Date	Jun 15, 2023
Instrument	202300002180

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

May 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	FULTON OH
Recording Date	May 22, 2023
Property Address	427 MONROE ST, DELTA, OH 43515-1029
Document Number	000377/399
Book / Page	377 / 399
Instrument Date	May 8, 2023
Instrument	202300001882
Transaction Type	Transfer
Record Updated	Jun 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 MONROE ST, DELTA, OH 43515-1029

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FULTON OH
Recording Date	Jan 25, 2023
Property Address	427 MONROE ST, DELTA, OH 43515-1029
Document Number	00375/4685
Book / Page	375 / 4685
Instrument Date	Jan 17, 2023
Instrument	202300000312
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	427 MONROE ST, DELTA, OH 43515-1029

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	427 MONROE ST, DELTA, OH 43515-1029

Tax Assessment & Valuation

Source: Fulton County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fulton County
County Subdivision	York Township
Municipality	Delta Village
Unified School District	Pike-Delta-York Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,805.00 (-5.35%)	$41,270 (-) Land $7,840 Building $33,430	$117,900 (-) Land $22,400 Building $95,500
2024	$1,907.00 (+27.39%)	$41,270 (-) Land $7,840 Building $33,430	$117,900 (-) Land $22,400 Building $95,500
2023	$1,497.00 (+13.32%) Homeowner's exemption	$41,270 (+27.18%) Land $7,840 Building $33,430	$117,900 (+27.18%) Land $22,400 Building $95,500
2022	$1,321.00 Homeowner's exemption	$32,450 Land $6,550 Building $25,900
2020			$92,700 Land $18,700 Building $74,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2013–2019)
Most Recent Claim	Feb 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTA VILLAGE serves 3,518 people · EPA ID OH2600311
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023 Turbidity resolved · Jun 2020 Failure to filter resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: MetaLINK Technologies, Verizon.

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