423 McGarity Rd, Canton, GA 30115 Property Records

Cherokee County property record for 423 McGarity Rd, Canton, GA 30115

Property Summary

Property Type	Rural Home
Details	5 bd · 6 ba · 5,441 sqft · built 2015
Lot Size	4.76 acres (207,346 sqft)
Owner	2 Individual Names on File
Last Sale	$1,065,000 (Oct 2019)
Tax Bill	$14,540 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Mar 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02N11 002`

Property Details

APN / Parcel Number

Primary APN	`02N11 002`
Alternative APNs	`96102420` `377494`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	5,441 sqft Heated Area
1st Floor Area	2,726 sqft
Basement Area	2,715 sqft
Finished Basement	2,715 sqft
Flooring	Plywood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	207,346 sqft (4.76 acres)
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	1,605 sqft
Stable	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	377494
Old Parcel Number	02N11002
Street Address	423 MCGARITY RD
City	CANTON
State	GA
Zip	30115-9457
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	LL 272 2ND D
Legal Subdivision	ROBERT CARVER
Legal Lot Number	5
Jurisdiction	CHEROKEE GA
Township / Civil Division	HOLLY SPRINGS
Census Block Group	1
Census Block	1016
Census Tract	90809

Owner

423 McGarity Rd, a rural home, is owned and occupied by two individuals who acquired it in October 2019.

Source: Cherokee County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	423 MCGARITY RD, CANTON, GA 30115-9457
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES
Mar 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY MORTGAGE
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage LGE CMNTY CU
Oct 7, 2019	Grant Deed, Transfer · Conventional Mortgage SOUTHEAST MTG/GA
Jul 10, 2018	Grant Deed, Transfer PRIME LNDG
Jan 13, 2017	Loan Modification, Mortgage UNITED CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2019 · Amount on File
Deed Sale	Oct 3, 2019 · Amount on File
Prior Sale	Dec 9, 2014 · Amount on File
Deed Document Number	0014402567
Deed Book / Page	14402 / 567
Last Transfer Date	Oct 7, 2019
Transfer Doc	0144020567
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE GA
Property Address	423 MCGARITY RD, CANTON, GA 30115-9457
Transaction Type	Mortgage
Record Updated	Oct 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 MCGARITY RD, CANTON, GA 30115-9457

Mortgage

Document Number	0148181962
Date	Aug 24, 2022
Book Page	0000014818/0000001962
Instrument	2022033809

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE GA
Property Address	423 MCGARITY RD, CANTON, GA 30115-9457
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0141630615
Date	Mar 21, 2017
Book Page	14163/615
Instrument	2017009453

Lender

Name	UNITED COMMUNITY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE GA
Property Address	423 MCGARITY RD, CANTON, GA 30115-9457
Document Number	0145312094
Instrument Date	Sep 10, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 MCGARITY RD CANTON GA 301159457, CANTON, GA 30115-9457

Mortgage

Document Number	0145312094
Date	Sep 22, 2020
Book Page	014531/002094

Lender

Name	LGE CMNTY CU
Type	Credit Union
Address	ATLANTA, GA 30339

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 21, 2040

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE GA
Recording Date	Oct 7, 2019
Property Address	423 MCGARITY RD, CANTON, GA 30115-9457
Document Number	0144020567
Book / Page	014402 / 000567
Instrument Date	Oct 3, 2019
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,065.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	423 MCGARITY RD CANTON GA 301159457, CANTON, GA 30115-9457

Mortgage

Document Number	144020569
Date	Oct 7, 2019
Book Page	014402/000569

Lender

Name	SOUTHEAST MTG/GA
Type	Mortgage Company
Address	DULUTH, GA 30096

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 6, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE GA
Recording Date	Jul 10, 2018
Property Address	423 MCGARITY RD, CANTON, GA 30115-9457
Document Number	0142851169
Book / Page	014285 / 001169
Instrument Date	Jul 2, 2018
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	423 MCGARITY RD CANTON GA 301159457, CANTON, GA 30115-9457

Mortgage

Document Number	142851171
Date	Jul 10, 2018
Book Page	014285/001171

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2048

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHEROKEE GA
Property Address	423 MCGARITY RD, CANTON, GA 30115-9457
Document Number	0141510483
Book / Page	014151 / 000483
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	May 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	990 STEEPLECHASE RD ALPHARETTA GA 300042423, ALPHARETTA, GA 30004-2423

Mortgage

Document Number	0141510483
Date	Jan 30, 2017
Book Page	014151/000483
Instrument	3360

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	DAWSONVILLE, GA 30534

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 423 McGarity Rd was $14,540 with a homeowner's exemption.

Source: Cherokee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,540.00 Homeowner's exemption	$603,856 Land $78,720 Building $525,136	$1,509,640 Land $196,800 Building $1,312,840
2023		$570,804 (+2.18%) Land $58,560 Building $512,244	$1,427,010 (+2.18%) Land $146,400 Building $1,280,610
2022	$15,106.00 Homeowner's exemption	$558,620 Land $58,560 Building $500,060	$1,396,550 Land $146,400 Building $1,250,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 423 McGarity Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 423 McGarity Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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