423 Gamay Dr, Cloverdale, CA 95425 Property Records

Sonoma County property record for 423 Gamay Dr, Cloverdale, CA 95425

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,609 sqft · built 1995
Lot Size	0.14 acres (6,081 sqft)
Owner	2 Company Names on Record
Last Sale	$330,000 (Jan 2003)
Tax Bill	$6,008 (2025)
Deeds & Mortgages	Jan 2024 Transfer Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-400-017-000`

Property Details

APN / Parcel Number

Primary APN	`001-400-017-000`
Alternative APN	`001-400-017`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,609 sqft Living Area
Gross Area	2,062 sqft
1st Floor Area	1,609 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,081 sqft (0.14 acres)
Garage Type	Attached
Garage Area	453 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	001-400-017
Street Address	423 GAMAY DR
City	CLOVERDALE
State	CA
Zip	95425-3634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYCL
Legal Description	93 FM 116-120-12 CW 1-061-21 VINEYARD MEADOWS LT17
Legal Subdivision	VINEYARD MEADOWS
Legal Block	3
Legal Lot Number	17
Jurisdiction	SONOMA CA
Township / Civil Division	CLOVERDALE-GEYSERVILLE
Census Block Group	3
Census Block	3004
Census Tract	154202

Owner

Source: Sonoma County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	423 GAMAY DR, CLOVERDALE, CA 95425-3634
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Intrafamily Transfer, Transfer
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2003 · Amount on Record
Deed Sale	Jan 8, 2003 · Amount on Record
Prior Sale	Oct 31, 2002 · Amount on Record
Deed Document Number	20033990
Last Transfer Date	Jan 25, 2024
Transfer Doc	0000003779
Record Updated	Jun 8, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Jan 26, 2024
Property Address	423 GAMAY DR, CLOVERDALE, CA 95425-3634
Document Number	0000003779
Map Reference	MB 490 PG 30-35
Instrument Date	Jan 25, 2024
Instrument	2024003779
Transaction Type	Transfer
Record Updated	Feb 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	423 GAMAY DR, CLOVERDALE, CA 95425-3634
Investor	Possibly a Property Investor

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	423 GAMAY DR, CLOVERDALE, CA 95425-3634
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027443
Date	Apr 13, 2020
Instrument	2020027443

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Cloverdale City
Unified School District	Cloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,008.00 (+1.11%)	$477,942 (+4.04%) Land $115,857 Building $362,085
2023	$5,942.00 (+1.82%)	$459,385 Land $111,359 Building $348,026
2022	$5,836.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLOVERDALE private · serves 8,710 people · EPA ID CA4910002
Water Source	Groundwater influenced by surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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